Richard Young Advisors

Zachary Albanese is a financial advisor at Richard Young Advisors with six years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley from 2019 to 2021, as well as at Christian Union from 2013 to 2019. Richard Young Advisors primarily serves individual and high-net-worth clients, providing discretionary portfolio management and financial planning. The firm manages approximately $1.2 billion in discretionary assets and employs a modern portfolio theory approach, emphasizing diversified asset classes with systematic tilts toward small-, value-, and profitability-oriented exposures.

Justin Folsom is a financial advisor at Richard Young Advisors in Augusta, GA, holding a Series 65 designation and with two years of industry experience. His prior work history includes roles at Paylocity and State Farm. Richard Young Advisors serves individual and high-net-worth clients, offering discretionary portfolio management and financial planning primarily through no-load mutual funds and ETFs. The firm employs a modern portfolio theory approach with diversified asset classes and systematic investment tilts.

John Travis is a financial advisor with Richard Young Advisors, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with Richard Young Associates since 2007. Outside of his advisory role, he founded The My Why Foundation, a charitable nonprofit focused on educating underserved populations about using open stock market accounts. Richard Young Advisors primarily serves individual and high-net-worth clients with discretionary portfolio management and financial planning. The firm employs modern portfolio theory, emphasizing diversified asset classes and systematic factor tilts, and typically provides financial planning alongside investment management at no additional charge.

Joshua Marbert is a financial advisor at Richard Young Advisors in Augusta, GA, holding a Series 65 designation with nine years of industry experience. He has been with Richard Young Associates since 2017 and previously worked at Clemson University. Richard Young Advisors primarily serves individual and high-net-worth clients, offering discretionary portfolio management and financial planning. The firm manages approximately $1.195 billion in discretionary assets, using no-load mutual funds and ETFs within diversified portfolios that emphasize international stocks and systematic exposure to small-, value-, and profitability-oriented factors.

John Travis is a CFP® and Series 65 credentialed advisor at Richard Young Advisors with seven years of industry experience. He has been with Richard Young Associates, Ltd. since 2014 and previously worked at the University of South Carolina. Travis is the founder of The My Why Foundation, a charitable 501(c)(3) focused on educating underserved individuals about using open stock market accounts. Richard Young Advisors serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning. The firm manages approximately $1.2 billion in discretionary assets, employing a diversified investment approach based on modern portfolio theory with an emphasis on international stocks and factor tilts across multiple asset classes.

Ryan Borders is a financial advisor with Richard Young Advisors in Augusta, GA, holding a Series 65 credential and seven years of industry experience. His prior work includes roles at Swagelok South Carolina and the University of Georgia before joining Richard Young Associates, Ltd. in 2018. Richard Young Advisors serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning, managing approximately $1.195 billion in discretionary assets as of year-end 2025. The firm uses a modern portfolio theory approach with diversified asset classes, frequent rebalancing, and offers more than 80 model portfolios or customized allocations.

Abigail Gibson is a financial advisor at Richard Young Advisors with a Series 65 credential and two years of industry experience. She has worked at Richard Young Associates, Ltd. since 2023 and previously held roles at Rosegate Mortgage, LLC, Modulex Group, Bradley Sports, and Clemson University. Richard Young Advisors serves individual and high-net-worth clients by providing discretionary portfolio management and financial planning. The firm manages approximately $1.2 billion in discretionary assets and employs a modern portfolio theory approach with diversified asset classes, emphasizing international stocks and systematic tilts toward small-, value-, and profitability-oriented exposures.

Walter Marbert is a CFP® certificant with 22 years of industry experience. He has been with Richard Young Associates, Ltd. since 1995. In addition to his advisory role, he is licensed as a Georgia insurance agent and engages in the sale of various insurance products. Richard Young Advisors primarily serves individual and high-net-worth clients, providing discretionary portfolio management and financial planning. The firm employs a modern portfolio theory approach, emphasizing international stocks and systematic exposures to small-, value-, and profitability-oriented asset classes.