A complete list of active advisors currently associated with Richardson Financial Services

Warmer can help you find a great advisor at Richardson Financial Services or one who fits your needs even better.

The firm provides financial planning and portfolio management to individuals (including high-net-worth clients), as well as pension and profit-sharing plans, trusts, estates and business entities. It delivers written financial plans and manages client accounts primarily through the AssetMark and Envestnet wrap-fee platforms, offering SMA, UMA, ETF and mutual fund solutions to tailor portfolios. RFS selects third‑party managers available on the AssetMark and Envestnet platforms, conducts initial and periodic due diligence (including at least annual reviews of platform oversight), and — when given discretionary authority — may hire, fire or reallocate among managers to match clients’ risk profiles. The firm’s investment programs typically use long‑term manager strategies, with occasional short‑term or tactical trades by third‑party managers, and it emphasizes tailoring recommendations to each client’s circumstances. Compared with many peers, RFS combines advisory services with multiple non‑advisory affiliations: several principals are registered representatives of a broker‑dealer and licensed insurance agents, the firm is affiliated with an insurance brokerage (JRIB) and an accounting firm (Richardson & Company, P.C.), and a principal holds a governance role at a bank — arrangements the brochure discloses and which can give rise to conflicts of interest (for example, a requirement that certain planning clients use the broker‑dealer for implementation and fee offsets for commissions). The firm reports approximately $256 million in total assets under management across a three‑advisor team and discloses practices to mitigate conflicts, such as fee reductions tied to separate commission or insurance compensation.

To learn more about the advisors currently working at Richardson Financial Services, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.