Ridge and Republic Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Ridge and Republic Financial offers portfolio management, financial planning, and one‑time/ad‑hoc consulting to individual clients, and provides ongoing advisory services with discretionary trading authority. While many investment-manager firms focus on pooled or institutional mandates, Ridge and Republic discloses it will accept individual (including non‑high‑net‑worth) clients and provides planning engagements that can be delivered independently of assets under management.
The firm documents client objectives in Investment Policy Statements and uses a mix of analytical approaches — including fundamental and quantitative analysis, modern portfolio theory, and a long‑term trading orientation — to guide portfolio construction and asset allocation. Its stated investable universe spans traditional instruments (mutual funds, equities, fixed income, ETFs) as well as alternative exposures such as real estate funds, venture capital and private placements, and precious‑metal ETFs.
Noteworthy differences from many peers include its explicit use of hourly billing for one‑off or ad‑hoc advisory engagements and its willingness to serve individual clients outside the typical institutional focus of the category. The firm also discloses that the principal maintains outside educational and role‑playing programs and requires clients to custody assets with designated custodians; these arrangements are disclosed as potential conflicts the firm intends to manage.
Client services
Financial planning
Portfolio management
Expertise
College savings (529s, UTMA, etc.)
Life insurance needs analysis
Debt management
Retirement income strategy
Passive / index investing
Fee options
Fixed fees between $500 and $3,000 for initial planning; $6,000 per year for ongoing financial planning
0.50% annually
$400 per hour, billed in 15-minute increments, with a 1-hour minimum per engagement for one-time/ad hoc financial planning
Account minimum: $250,000 Fee-only: Fixed fees between $500 and $3,000 for initial financial planning; $6,000 per year for ongoing financial planning billed at $500 per month; $400 per hour for one-time/ad hoc financial planning
Main office location
Ridge and Republic Financial
Dayton OH, United States
Number of offices
1
Most active in
Ridge and Republic Financial has reported serving >5 clients in these states in the last 12 months.
Ohio
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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