Ridge Falls Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fee-only, project-based financial planning to individuals and high‑net‑worth individuals, delivering written comprehensive plans that cover areas such as business planning, cash‑flow and debt management, college savings, estate and tax planning, insurance review, retirement planning, and investment analysis. It does not accept commissions or other sales‑based compensation and may coordinate with third‑party professionals (attorneys, accountants, insurance agents) at a client’s request.
When investment recommendations are made as part of a plan, the firm emphasizes passive investment strategies and tax‑aware placement, but it does not provide discretionary portfolio management, custody, or proxy voting; clients retain responsibility for implementing recommended trades with their chosen custodians. Engagements are project‑oriented rather than ongoing asset management relationships, and the adviser documents work with written financial plans delivered at completion.
Notably, the firm does not manage client assets and does not use percentage‑of‑assets fees—both features that are uncommon among independent advisory firms. The principal’s prior experience in business banking and financial education informs an emphasis on business planning and employee benefits optimization; the firm is newly formed and maintains a very small client base, reflecting a highly limited scale of operations.
Client services
Expertise
Fee options
$250 per hour, billed in 15-minute increments; fees are negotiable
Fee-only: Hourly financial planning fees at $250 per hour, billed in 15-minute increments; fees are negotiable
Main office
Bellingham WA
Advisors at this office
1
Most active in
Washington
Also doing business as
Ridge Falls Financial Planning · Ridge Falls Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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