Ridgestone Wealth
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Ridgestone Wealth (LMS Management LLC d/b/a RidgeStone Wealth) is a state-registered advisory firm that offers asset management and financial planning to individuals, small businesses, trusts, estates, high-net-worth clients, and charities. The firm provides ongoing portfolio management—including discretionary authority when elected—and standalone financial planning and consulting engagements.
Its investment process is client‑driven, documenting goals, time horizon, and risk tolerance to create tailored asset allocation and investment selections; analysis methods noted in the brochure include fundamental and technical analysis and use of the Fi360 fiduciary due‑diligence methodology. Financial planning follows a structured process with periodic reviews and covers retirement strategy, tax and estate planning, Social Security analysis, college funding, charitable giving, and pension benefit analysis, with implementation assistance available if agreed.
Noteworthy for a firm in this category, the brochure discloses that it offers financial planning on hourly and fixed‑fee bases and provides portfolio management for individuals—features that are statistically uncommon among firms with no active SEC‑registered advisors—and it explicitly does not act as a private fund adviser. The firm’s management holds multiple professional fiduciary and retirement planning credentials and recommends using institutional custody and support services (Schwab) to access execution, custody, and third‑party research and tools.
Client services
Expertise
Fee options
Fixed fees up to $15,000 for financial planning and consulting depending on complexity
$0 - $500,000: 1.20% $500,001 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.90% $3,000,001 - $8,000,000: 0.60% $8,000,001 - $13,000,000: 0.40% $13,000,001+: 0.30%
$300 per hour for financial planning and consulting
Fee-only: Hourly fees of $300/hr and fixed fees up to $15,000 for financial planning and consulting
Main office
Greensboro NC
Advisors at this office
1
Most active in
North Carolina
Also doing business as
Lms Management LLC · Ridgestone Wealth
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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