Ridgewood Capital Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Ridgewood Capital Management provides discretionary investment management and ongoing portfolio services to individual and high‑net‑worth clients, including allocations for variable annuity sub‑accounts and employer‑sponsored retirement plans. The firm manages roughly $39 million for about 80 clients and does not impose a formal account minimum.
The adviser documents client objectives and risk tolerances and uses a mix of fundamental, technical, charting and cyclical analysis to construct portfolios, with periodic reviews at least quarterly and authority to trade on a discretionary basis. Custody is maintained by third‑party custodians recommended by the firm, and the adviser commonly aggregates trades across client accounts and charges advisory fees as a percentage of assets under management.
What is distinctive about the firm is that a senior officer maintains an affiliated insurance agency and dedicates a substantial portion of time to that business, occasionally offering insurance products to clients for commission; those relationships are disclosed and managed as potential conflicts of interest. That insurance affiliation, combined with the firm’s hands‑on management of variable annuity and retirement‑plan allocations, differentiates it from most supported peers that do not have an affiliated insurance practice.
Client services
Expertise
Fee options
1.00% annually, prorated and paid quarterly in arrears
Main office
See officeWest Chester PA
Advisors at this office
1
Most active in
California · Pennsylvania
Also doing business as
Ridgewood Capital Management · Ridgewood Capital Management, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Richard W
CFP®, Series 63, Series 65
W. Chester, PA
Ridgewood Capital Management
Richard Weinstein is a CFP® with 25 years of industry experience and is a principal at Ridgewood Capital Management. He has worked at Ridgewood Capital Management since 2000 and also serves as president of SAS Advisors, Inc., where he conducts insurance planning and educational workshops. Ridgewood Capital Management provides discretionary investment management and portfolio services to individual and high-net-worth clients, including variable annuity sub-account and employer-sponsored retirement plan allocations. The firm employs a combination of fundamental, technical, charting, and cyclical analysis to construct portfolios and maintains a distinctive affiliated insurance agency as part of its service model.
Jennifer W
Series 65
West Chester, PA
Ridgewood Capital Management
Jennifer Weinstein is a financial advisor at Ridgewood Capital Management with 24 years of industry experience. She holds a Series 65 designation and has been with Ridgewood Capital Management since 2000. Outside of her advisory role, she works as a Technology Associate for the West Chester Area School District, overseeing all technology usage related to an elementary school. Ridgewood Capital Management provides discretionary investment management and portfolio services to individual and high-net-worth clients, managing approximately $39 million across about 80 accounts. The firm employs a mix of fundamental, technical, charting, and cyclical analysis with quarterly portfolio reviews and maintains custody through third-party custodians.
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