Right Brain Money
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$56,687,142
Clients
96
Advisors
1
of 4 employees
About
Right Brain Money serves individual and high‑net‑worth clients as well as small business owners, providing comprehensive financial planning and discretionary portfolio management. The firm also coordinates with and selects third‑party investment managers and turnkey asset management platforms to implement client strategies.
The firm’s approach emphasizes integrated planning—reviewing assets, liabilities, insurance, and taxes—to develop individualized investment policies and periodic reviews, with clients typically meeting once or twice a year and able to contact the adviser between reviews. Investment analysis can include fundamental, technical, and cyclical methods, and implementation often uses outside managers and SMA/UMA strategies to access tactical and institutional approaches.
What is distinctive is the firm’s material involvement in insurance activities: the principal is a licensed life and health insurance agent and operates an insurance agency, and the firm both recommends and can implement annuity and insurance‑based strategies while disclosing related conflicts of interest and evaluating non‑commissionable insurance options first. The advisory practice is small and advisor‑centric, and it supplements in‑house capabilities through solicitor relationships and TAMPs to expand available investment solutions.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Financial planning flat fee of $750
1% annually
Main office
3480 S Higuera, Ste 120
San Luis Obispo CA 93401
Advisors at this office
1
Most active in
California · Texas
Also doing business as
Murphis Financial · Murphis, LLC · Right Brain Money
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")