Santa Clara, CA Office

RightWise Wealth serves individual clients—described in its materials as a base of "high-earning accumulators"—and offers comprehensive financial planning, discretionary investment management, and related services such as direct indexing and facilitation of tax return filing through a third-party provider. The firm holds client assets with Charles Schwab and implements portfolio management and custody through that custodial relationship.

RightWise’s investment process emphasizes Modern Portfolio Theory, diversified, low-cost vehicles (primarily ETFs and mutual funds) and may incorporate factor-based strategies and third‑party managers; it also offers direct indexing via third‑party platforms (e.g., Qorus). Financial planning is delivered through a structured first-year program followed by annual reviews and optional check‑ins, and the firm generally links its investment management offering to clients who have elected its planning services.

Noteworthy operational features include an integrated tax‑filing facilitation relationship with Ontrail/Uprise and the explicit use of Schwab’s Advisor Services for custody and fee calculation, as disclosed in the brochure. The firm also states it does not sponsor wrap‑fee programs, does not aggregate trades across client accounts, and leaves proxy voting to clients (except when voting sits with a third‑party manager).