RIO Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$7,660,811
Clients
33
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
33
HighAverage account size
$232,146
About
RIO Financial Planning provides investment management, financial planning, and educational workshops for individual and high‑net‑worth clients. The firm offers ongoing portfolio management through a sponsored wrap‑fee program and also provides hourly financial planning and no‑cost public seminars and workshops.
RIO tailors investment strategies to each client using a mix of fundamental, technical, and charting analysis and documents client objectives to guide allocation and security selection. Asset management is delivered on a primarily non‑discretionary basis—the firm recommends trades but obtains client approval before execution—and wrap‑program accounts are reviewed on a monthly schedule.
What is distinctive about RIO is its role as a wrap‑fee program sponsor while operating with a relatively small client base and about $7.66 million in assets under management, a combination that is uncommon among peers. The firm also runs free public education events and requires wrap‑program clients to use a designated custodian platform (Altruist), a procedural arrangement that can influence trade execution and brokerage relationships.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General retirement planning
General tax planning
Fee options
Financial planning services hourly fee typically ranges from $75 to $150 per hour; negotiable.
Fee-only: Hourly financial planning fees typically range from $75 to $150 per hour; fees are negotiable and may vary based on client needs and complexity.
Main office location
RIO Financial Planning
Portland OR, United States
Number of offices
1
Most active in
RIO Financial Planning has reported serving >5 clients in these states in the last 12 months.
Oregon
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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