Rising Tides Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$57,124,855
Clients
26
Advisors
1
of 1 employees
About
Rising Tides Financial serves individuals (including high‑net‑worth clients), trusts, estates, and charitable organizations, providing comprehensive financial planning and both discretionary and non‑discretionary portfolio management. The firm also offers one‑time and hourly planning engagements and supports implementation by coordinating with custodians, attorneys, and outside accountants.
The investment process emphasizes passively managed, asset‑class portfolios—typically using index mutual funds and ETFs—formalized in a written investment policy statement and subject to regular review and rebalancing. The firm supplements its passive approach with fundamental, technical, cyclical and charting analyses to inform asset allocation and provides guidance for held‑away accounts as part of ongoing supervision.
The firm is led by an advisor with CFP® and CPA credentials and a graduate degree in taxation, and the brochure notes that tax preparation through a related accounting practice is no longer offered to new clients and is limited to legacy clients. Rising Tides’ use of fixed annual or hourly fees rather than a percentage‑of‑assets fee schedule, together with its work for charitable organizations, are features that set it apart from many independent, solo‑advisor peers.
Client services
Expertise
Occupation focus
Fee options
Hourly financial planning fee ranging from $500 to $750 per hour
Minimum fee: Annual fixed fee ranging from $24,000 to $60,000 Fee-only: One-time financial planning hourly fee ranging from $500 to $750 per hour
Main office
Needham MA
Advisors at this office
1
Most active in
Massachusetts
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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