Rising Tides Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Rising Tides Financial Planning LLC provides fee‑only financial planning to a very small client base that the brochure identifies as high‑net‑worth individuals, federal government employees, and military service members. The firm offers comprehensive planning across retirement, tax, estate, cash‑flow, insurance, and business planning, and does not act as custodian or accept asset custody for clients.
When making securities recommendations as part of a financial plan, the firm describes using fundamental analysis, modern portfolio theory, and a mix of passive and active strategies to inform asset allocation and fund selection. Engagements are ongoing and collaborative, with client‑directed implementation and at least semi‑annual plan reviews documented by the firm.
Noteworthy for an independent, single‑advisor firm, Rising Tides does not provide portfolio management or discretionary trading and does not charge percentage‑of‑assets fees; instead it bills fixed initial and recurring planning fees and is compensated only by clients. The brochure also highlights a focused client cohort (federal and military personnel) and a very small practice size, which may result in a more narrowly targeted service model compared with peers.
Client services
Expertise
Occupation focus
Fee options
Minimum fee: Initial fee of $75 - $350 for the comprehensive financial plan construction Fee-only: Initial fee $75 - $350; annual fee $400 - $10,000, fees negotiable and paid monthly or quarterly in advance
Main office
Alexandria VA
Advisors at this office
1
Most active in
New Mexico · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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