Riverbend Planning Group LLC

Riverbend Planning Group provides portfolio management and comprehensive financial planning to individual clients (including high‑net‑worth individuals) as well as a range of institutional clients such as corporate pension and profit‑sharing plans, foundations and other institutions. The firm reports managing roughly $39 million across about 44 client relationships and offers both discretionary and non‑discretionary management plus planning services covering retirement, tax, estate, employee‑benefit and risk‑management matters.

The adviser tailors asset allocations to each client’s objectives and risk tolerance, monitors accounts regularly (typically quarterly) and implements rebalancing and reallocations for discretionary mandates while generally using a buy‑and‑hold approach for non‑discretionary accounts. Portfolios emphasize diversification across asset categories and managers, and performance is compared to asset‑class benchmarks as part of ongoing monitoring.

Notable for a small independent firm, Riverbend explicitly documents expected time commitments for planning engagements (the brochure indicates the firm typically spends about 10–15 hours per week on planning projects) and serves an atypically broad client mix that includes institutions. The firm discloses a sub‑advisory agreement with another advisory firm, that associated persons may sell insurance products (and receive commissions), and that the principal maintains an outside consulting business and was subject to a bankruptcy petition in 2012 — all of which the brochure identifies and discloses as potential conflicts of interest.