Rivermax Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Rivermax Financial Planning LLC is an independent investment adviser that offers discretionary portfolio management alongside both project‑based and ongoing comprehensive financial planning for individuals and high‑net‑worth clients. The firm’s planning services cover areas such as investment policy development, business planning, employee benefits optimization, cash‑flow and debt management, tax strategies, estate planning, and written financial plans.
Rivermax describes an approach that combines passive and active strategies, individualized Investment Policy Statements, and the use of model portfolios available through the Altruist Model Marketplace to implement asset allocation and security selection. Its stated methods include fundamental, quantitative, technical and cyclical analysis, and the brochure discloses the potential use of higher‑risk techniques such as options, margin, and short sales when appropriate.
Distinctive features noted in the brochure include that this is the firm’s first Form ADV filing and it currently reports no assets or clients, and that Rivermax requires clients to use the Altruist custodial platform and may subscribe client accounts to Altruist model portfolios (with model fees included in its advisory fee). The firm also emphasizes a documented, client‑collaborative planning process with scheduled check‑ins and annual plan updates and offers both one‑time and ongoing engagements with negotiated fee arrangements.
Client services
Expertise
Fee options
$2,000 to $4,000 for project-based financial planning; $600 to $1100 quarterly fixed fee for ongoing financial planning
$0 - $1,000,000: 0.90% annually $1,000,001 - $3,000,000: 0.70% annually $3,000,001+: 0.50% annually
$150 to $200 per hour
Main office
24 School Street, 2nd Floor
Boston MA 02108
Advisors at this office
1
Most active in
Massachusetts
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)