Saint Paul, MN Office

RK Retirement Solutions LLC is a state-registered, fee-based advisory firm overseeing about $21.5 million for roughly 92 clients through a two-advisor team. The firm provides ongoing discretionary asset management and financial planning for individuals and small businesses and, for some clients, uses a third‑party turnkey asset management program in its delivery model.

Investment portfolios are built from documented client objectives and risk tolerances and are managed using approaches such as modern portfolio theory, fundamental, technical and cyclical analysis; the firm typically accepts discretionary trading authority and bills advisory fees on an asset-based schedule. An investment committee arrangement with a third party meets periodically to review market topics while each adviser retains responsibility for client‑specific implementation.

Notable distinctions include a recent civil lawsuit filed in April 2026 alleging negligence, breach of contract, breach of fiduciary duty, and fraud related to a historic recommendation; the matter was resolved by mutual financial settlement in August 2026 and dismissed with prejudice without an admission of liability. The firm also reports a client mix that does not include high‑net‑worth individuals despite listing them among potential client types, and it does not sell commissioned products while its managing principal has affiliations with entities that offer insurance products.