RLS Financial Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
RLS Financial Services provides financial planning and portfolio management primarily to individuals and high-net-worth individuals. Its advisory services cover mutual funds, fixed income, equities, ETFs, non-U.S. securities and insurance products, and the firm also acts as sponsor and portfolio manager for a wrap fee program.
The firm operates largely on a non-discretionary basis — reporting no discretionary AUM and delivering one-time financial plans that are reviewed at plan creation and delivery — so clients retain decision-making authority over transactions. Investment analysis emphasizes fundamental research and the use of both long‑ and short‑term trading, and the firm states it manages wrap accounts in the same manner as non‑wrap accounts.
Notable distinctions include that the principal is a certified public accountant and an independent licensed insurance agent, and the firm provides accounting-related services and may offer commissionable insurance products alongside advisory services (conflicts are disclosed). RLS’s role as a wrap program sponsor is uncommon for a solo independent adviser, and the brochure also discloses a resolved regulatory matter in Pennsylvania that was settled by consent.
Client services
Expertise
Fee options
$100 to $250 per hour, fees are negotiable
Account minimum: $5,000 (may be waived)
Main office
86 North Street
Bloomsbury NJ 08804
Advisors at this office
1
Most active in
New Jersey · Pennsylvania
Also doing business as
Rls Financial Services · Robert L Stickel Dba Rls Financial Services · Stickel, Robert, Louis
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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