Roach Investment Services

Roach Investment Services provides discretionary investment management and financial planning to individuals, families, high‑net‑worth clients, trusts and estates, and a range of business and retirement‑plan clients including small businesses, pension plans, and profit‑sharing arrangements. Services include ongoing portfolio management and both comprehensive and modular financial planning that address retirement, estate, insurance, tax, education, and investment planning needs.

The firm builds customized asset allocations based on clients’ age, risk tolerance and goals and implements those plans using a mix of individual securities and managed investments (including stocks, bonds, ETFs, REITs and options), relying primarily on fundamental analysis, periodic rebalancing, and tactical cash deployment when appropriate. Roach manages accounts on a discretionary basis and recommends third‑party custodians (notably Fidelity Investments) for account custody and execution.

Notably, Roach serves a broader set of client types than many independent advisers by supporting small businesses and retirement‑plan clients in addition to individual households, and it integrates module‑style planning (including insurance planning) alongside investment management. The firm’s reporting practices distinguish client tiers — quarterly performance reporting is provided to larger accounts while annual reports are produced for all clients — and it maintains documented codes of ethics and personal‑trading/block‑trading policies in line with FPA and CFP Board standards.