Robert A. Almony, Jr. LLC

Robert A. Almony, Jr., LLC provides financial and retirement planning, portfolio analysis, and investment advice to individuals from a range of ages and wealth levels, including clients who retain other broker-dealers and seek an objective second opinion. The firm operates as a solo, fee-only adviser and offers comprehensive or limited-scope planning tailored to clients’ goals.

The adviser emphasizes strategic, broadly diversified asset allocations built with no-load mutual funds, drawing on third-party research (including the Steele System database) and published asset-allocation models, and generally avoids market timing and recommendations of individual stocks, options, or other esoteric instruments. The firm does not take custody of client assets or exercise discretionary trading authority, instead providing recommendations clients may implement themselves or through other brokers.

Distinctive features include the principal’s long-standing tax credentials as an Enrolled Agent and decades of tax-preparation experience, with the brochure noting he will advise on tax implications even though tax preparation is no longer offered as a service. The firm uses time-based and fixed-fee billing rather than percentage-of-AUM pricing, states it accepts no commissions or referral fees, and describes its work as delivered under a fiduciary standard.