Robert Gujral CPA

Robert Gujral CPA serves individual investors, revocable living trusts, and individual retirement accounts, managing discretionary portfolios for a modest client base and overseeing roughly $36.8 million in assets under management. The firm provides ongoing portfolio management and performance reporting and has historically provided accounting and tax services to many of the same clients.

The investment approach emphasizes broad-market, technology, and tax-advantaged income-generating ETFs, supplemented selectively with large-cap technology stocks and short-duration U.S. Treasury mutual funds, with allocations tailored to clients’ risk tolerance, age, and growth objectives. For clients who request regular cash flow, the firm structures portfolios to generate monthly withdrawals from option premiums, dividends, and realized gains, and reviews accounts at least weekly while delivering periodic performance analyses by email.

What is distinctive is that the advisory practice is operated by a licensed CPA and, until mid-2026, continued to perform accounting and tax work for some clients — an uncommon duality among independent RIAs that the brochure says will be curtailed when accounting engagements are resigned. The firm also discloses that it does not accept third‑party compensation for product placement, does not charge performance fees, avoids money‑market ETFs unless requested, and uses Charles Schwab for custody and trading.