Roche Financial Partners LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Roche Financial Partners provides continuous financial oversight and discretionary investment management to individual clients and their families, operating as a fee‑only fiduciary with roughly $71.8 million in discretionary assets under management. The firm offers ongoing financial planning and implementation through customized engagements, including fixed annual “financial advocate” arrangements and asset‑based investment management.
The firm’s investment process emphasizes diversified, tax‑aware asset allocation built from a Roche universe of up to 25 global asset classes and strategic allocation models using Modern Portfolio Theory, implemented primarily with low‑cost index funds and periodic rebalancing. Portfolios are personalized rather than placed in wrap programs, monitored daily, and can incorporate client‑imposed restrictions.
Distinctive practices include the use of derivatives in separately managed accounts to implement exposures or manage risk, a capability that is uncommon among peers. Roche also maintains documented personal‑trading controls — including a 30‑day blackout around firm rebalancing with quarterly compliance testing — and uses block trading when possible to seek execution efficiencies.
Client services
Expertise
Fee options
Fee-only: Financial Advocate Fixed Annual Fee ranging from $95 to $1,000 per month; Investment Management Fee ranging from 0.50% to 1.25% of assets under management
Main office
Hopewell NJ, United States
Offices (1)
Most active in
New Jersey · New York · Ohio · Pennsylvania
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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