Rochester Investments

Rochester Investments works with individual investors (including high‑net‑worth clients), trusts, estates, retirement plan sponsors, corporations, charities and foundations, providing discretionary portfolio management, financial planning and corporate retirement plan consulting. The firm also makes tax preparation, payroll and business advisory services available to clients alongside its investment offerings.

Its investment process combines a top‑down macroeconomic asset‑allocation approach with bottom‑up security analysis across domestic and global equities, fixed income, mutual funds and ETFs, and it conducts ongoing monitoring with periodic reviews and the ability for clients to impose reasonable account restrictions. The firm treats cash as an asset class in portfolio construction and integrates fixed‑income duration and yield‑curve analysis into its management process.

Noteworthy aspects include an owner‑led advisory team whose principal holds insurance licenses and who can, in a separate capacity, sell commissionable insurance and annuity products, and the firm’s provision of tax and payroll services — arrangements the brochure identifies as creating potential conflicts of interest. The firm also explicitly acknowledges ERISA fiduciary responsibilities for retirement plan and rollover advice and describes steps to manage the incentive to recommend rollovers; it typically executes client trades separately rather than using block trading, which can affect execution economics.