Rock Ridge Wealth LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Rock Ridge Wealth serves individuals, high‑net‑worth households, and corporate or business entities, providing ongoing portfolio management, financial planning, and pension consulting for employee benefit plans (including 401(k) plan advice and manager monitoring). The firm also offers bundled personal income tax preparation for qualifying advisory clients and coordinates basic estate‑planning documents through a third‑party platform.
The firm documents client goals and risk tolerance in an Investment Policy Statement, typically operates with discretionary trading authority, and employs a mix of fundamental, quantitative, technical, and modern portfolio theory analyses. Investment offerings include passively rebalanced models and an optional machine‑learning “Great White” sleeve (sourced from Jungle Rock) that the adviser implements manually using leveraged and short ETFs; the firm also manages held‑away retirement plan participant accounts via a third‑party platform (Pontera).
Notable among peers, Rock Ridge combines pension consulting services for plan sponsors with the adviser’s activities as a licensed insurance agent who may receive commissions for insurance and annuity sales, a conflict the brochure discloses. The firm pays for the Jungle Rock subscription for clients, uses third‑party cash management tools (Flourish Cash) and held‑away services, and explicitly discloses model, leverage, manual‑execution, and AI‑related risks associated with some strategies.
Client services
Expertise
Fee options
Flat fee paid to Encore Estate Plans for estate planning coordination services (amount varies; may be waived)
All Assets+: 2.00% annually (Portfolio Management Fees) All Assets+: 1.50% annually (Pension Consulting Services Fees) Varies (based on assets under management and relationship)+: Up to 0.50% annually (Cash Management Fees)
Insurance commissions received by insurance agent of the firm
Fee-only: Fixed financial planning fees ranging from $100 to $24,000
Main office
Sackets Harbor NY
Advisors at this office
1
Most active in
Louisiana · New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Quick links
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