Rockbound Wealth Management

Rockbound Wealth Management is an independent, fee-only Registered Investment Adviser founded in 2018 that provides personalized financial planning and investment management to individuals as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. Services described in the brochure include cash-flow and retirement planning, estate and tax planning (the firm provides tax planning but does not prepare tax returns), investment management, and periodic reviews of client objectives.

The firm follows a strategic asset-allocation approach using a core-and-satellite framework, favoring passively managed index funds and exchange-traded funds as the core with selectively added active strategies as satellites; portfolios are described as globally diversified and the adviser accepts discretionary trading authority with tailored investment policy statements and client-imposed restrictions. Trades are typically executed through discount brokers and qualified custodians, and the firm states it does not act as custodian of client assets (clients retain asset control) while using limited powers of attorney to place trades.

Compared with many solo independent advisers, Rockbound combines retail portfolio management with advisory services for institutional-type clients (pension/profit-sharing plans and charitable organizations), a service mix that is uncommon among peers, and it also offers educational seminars and workshops and hourly planning engagements. The brochure notes negotiable fees with no account minimums, a fee-only/no-commission model, and reliance on third-party research services (e.g., from TD Ameritrade), which are features that distinguish its operating practices from many small independent firms.