Rogowski Wealth Management LLC

Rogowski Wealth Management provides investment advisory and financial planning services to individual and household clients, offering portfolio management alongside complementary planning advice at no additional charge. The firm is fee‑only and charges percentage‑of‑assets fees, implementing client accounts primarily through ETFs and mutual funds.

RWM follows an evidence‑based, globally diversified approach that emphasizes low‑cost funds with systematic tilts toward value and small‑cap exposures and periodic rebalancing to target allocations. Portfolios are customized for clients’ liquidity needs and risk tolerance, and the firm seeks tax efficiency in taxable accounts while using DFA‑managed funds for core stock and bond exposures.

Distinctive operational features include partnerships with third‑party platforms: RWM uses Pontera Solutions to facilitate discretionary management of held‑away defined contribution accounts and relies on My529 as a custodian for 529 plan investments, arrangements that limit the firm’s direct custody of those assets and require fee billing from other accounts. The firm’s leadership brings prior government retirement‑policy analysis experience, and one investment adviser representative maintains part‑time employment at another advisory firm, factors that may be relevant to prospective clients assessing expertise and capacity.