ROI Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
ROI Financial Group provides financial planning and both discretionary and non-discretionary investment management to individuals, high net worth clients, family offices, trusts, estates, private foundations and qualified retirement plans. The firm’s brochure also describes advisory services for retirement plans, including recommending and monitoring plan investment options and assisting with investment policy statements.
ROI says it tailors advice to each client’s objectives and financial circumstances, relying primarily on fundamental analysis and a generally long-term strategy while retaining flexibility for shorter-term trades when appropriate. Its investment universe includes mutual funds, ETFs, equities, options, corporate bonds, REITs, annuities and, when suited to a client, alternative or private investments, and the firm also provides standalone financial planning as a separate engagement billed on a fixed-fee basis.
Noteworthy items in the brochure include that ROI was newly registered and reported no assets under management at the time of filing, and that it combines both asset-based advisory arrangements and fixed-fee planning engagements. The brochure also discloses that certain personnel are registered representatives of LPL Financial and licensed insurance professionals and that the firm participates in LPL’s custodial platform—relationships the firm identifies as creating potential conflicts of interest that it addresses through disclosure and policies.
Client services
Expertise
Fee options
Up to $2,500 for financial planning services.
$0 - $499,999: 1.00% $500,000 - $3,499,999: 1.00% $3,500,000 - $5,499,999: 0.90% $5,500,000+: 0.80%
Certain representatives receive commissions from selling insurance products and securities as registered representatives of LPL Financial.
Fee-only: Fixed fee up to $2,500, depending on complexity of financial plan.
Main office
See office1202 Madison Street
Clarksville TN 37040
Advisors at this office
3
Offices (3)
Most active in
Indiana · Kentucky · Tennessee · Texas
Also doing business as
Afg & Roi Financial Group · Amf & Roi Financial Group · Dowdy & Roy Financial · Roi Financial Group · Roi Financial Planning · Roi Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Kyle R
Series 63, Series 65
Crestwood, KY
ROI Financial Planning
Kyle Roy is a financial advisor with ROI Financial Planning based in Crestwood, KY, holding Series 63 and Series 65 licenses and over 21 years of industry experience. His prior work includes roles at LPL Financial, KPP Advisory Services, AIG Capital Services, and SunAmerica. Outside of advising, he is engaged in writing a book. ROI Financial Group offers financial planning and both discretionary and non-discretionary investment management to individuals, high net worth clients, family offices, trusts, estates, private foundations, and qualified retirement plans. The firm emphasizes tailored advice based on fundamental analysis and a generally long-term strategy while maintaining flexibility for shorter-term trades across a broad investment universe.
David M
Series 63, Series 65
Clarksville, TN
ROI Financial Planning
David Mcillwain is a financial advisor with ROI Financial Planning, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior experience includes roles at LPL Financial LLC and FSC Securities Corporation. ROI Financial Group provides financial planning and investment management services to individuals, high net worth clients, family offices, trusts, estates, private foundations, and qualified retirement plans. The firm employs a primarily fundamental, long-term investment approach while maintaining flexibility for shorter-term trades and offers a broad investment universe including mutual funds, ETFs, equities, and alternative investments.
Ladonna D
Series 63, Series 66
Clarksville, TN
ROI Financial Planning
Ladonna Dowdy is a financial advisor at ROI Financial Planning with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including LPL Financial LLC, Raymond James Financial Services, and Morgan Keegan & Company. ROI Financial Group provides financial planning and investment management services to individuals, high net worth clients, family offices, trusts, estates, private foundations, and qualified retirement plans. The firm tailors advice based on fundamental analysis and a generally long-term strategy, offering a range of investment options including mutual funds, ETFs, equities, fixed income, alternatives, and private investments.
Bruce A
CFP®, Series 63, Series 65
Clarksville, TN
ROI Financial Planning
Bruce Arnold is a CFP® with 44 years of experience in the financial services industry. He is currently with ROI Financial Planning and has previously worked at firms including KPP Advisory Services LLC and LPL Financial LLC. Arnold holds Series 63 and Series 65 licenses. ROI Financial Group provides financial planning and investment management services to individuals, high net worth clients, family offices, trusts, estates, private foundations, and qualified retirement plans. The firm employs a primarily long-term, fundamental analysis approach while maintaining flexibility for shorter-term trades when appropriate.
Paul K
ChFC®, Series 63, Series 66
Evansville, IN
ROI Financial Planning
Paul Kohlman is a financial advisor at ROI Financial Planning with 39 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 66. His prior firms include LPL Financial LLC and Concourse Financial Group Securities Inc. ROI Financial Group provides financial planning and investment management services to individuals, high net worth clients, family offices, trusts, estates, private foundations, and qualified retirement plans. The firm employs a primarily long-term investment approach based on fundamental analysis while maintaining flexibility for shorter-term trades when appropriate.
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