Ronald Ray Schulze
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides personalized, fee-only investment management primarily to individual clients, offering discretionary portfolio management alongside financial planning guidance on matters such as retirement, taxes, college funding and cash flow. Communication includes periodic reviews and a monthly newsletter, and clients are accepted at the firm’s discretion.
The investment approach centers on tactical asset allocation with a core-and-satellite framework and employs charting, fundamental, technical and cyclical analysis. The firm also offers an explicit timing service—executing mutual fund trades on a discretionary basis under a limited power of attorney—and has at times used ETFs or stocks to cross-hedge family exposures.
Distinctive features include a long registration history (since 1990) and CFP certification, a strictly fee-only model with no commissions or product affiliations, and a small, exclusively discretionary client base (approximately $7 million managed for about 13 clients as of 12/31/25). The firm does not vote client proxies, typically recommends discount custodians for execution, and does not impose a firm account minimum (custodial minimums may apply).
Client services
Expertise
Fee options
Fixed fees may be considered, but no specific amounts stated
Maximum 0.5% quarterly (equivalent to 2.0% annually), negotiable
Fee-only: Fee-only investment management; no commissions accepted
Main office
Yorktown TX
Advisors at this office
1
Most active in
Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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