Roth Builder Investments

Roth Builder Investments is a state-registered investment adviser that offers an automated, discretionary online investment advisory service aimed at individual and high-net-worth clients. Services are delivered through client agreements and an Investment Policy Statement that guide portfolio construction and permit reasonable client-imposed restrictions on securities or sectors.

The firm combines fundamental and technical analysis with Modern Portfolio Theory and passive index funds or ETFs to pursue long-term, risk‑adjusted, after‑tax returns, with portfolio construction informed by tax considerations and client objectives. Accounts are managed on a discretionary basis, reviewed quarterly, and custody is generally maintained through a recommended third‑party custodian; clients receive confirmations and custodial statements but the firm does not provide separate written account reports.

Distinctive features include the firm’s current status as a developing digital platform that reports no assets under management and no clients while making its advisory service available, and operation by a single registered adviser who also spends substantial time on related holding‑company activities. The firm does not participate in wrap fee programs, does not vote client proxies, and receives non‑monetary support services from its recommended custodian, a potential conflict of interest that is disclosed in its brochure.