Rovia Tree Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Rovia Tree Financial provides fee-only financial planning services to individuals and families, taking a holistic view of clients’ assets, income, retirement, education, insurance, tax planning and debt management. The firm delivers written financial plans and periodic reviews, and clients are expected to implement investment recommendations themselves; the adviser does not take custody of client funds or trade on a discretionary basis.
The firm’s investment guidance is grounded in Modern Portfolio Theory and emphasizes diversified, efficient portfolios with asset-allocation strategies that combine passive, strategic and tactical elements and routine rebalancing. Recommendations typically focus on mutual funds and ETFs, and the firm supplements allocation guidance with fundamental, technical and cyclical analysis and outside research.
What is distinctive for a firm in the investment-manager category is its focus on non-institutional individual clients and its compensation structure: it operates as a fee-only planner rather than using percentage-of-assets management fees and offers an hourly billing option for services outside standard engagements. Rovia Tree Financial also reports no broker‑dealer affiliations or commission arrangements and maintains a written code of ethics and regular plan-review process.
Client services
Financial planning
Expertise
Debt management
Cash flow / budgeting
Fee options
Hourly rates typically range from $125 to $200
Monthly installment plan dividing quarterly fee into three payments typically ranging between $125 to $200 per month
Minimum fee: Quarterly fees generally range from $375 to $600 per quarter Fee-only: Quarterly fees typically range between $375 to $600; monthly installments range from $125 to $200; hourly rates from $125 to $200
Main office location
Rovia Tree Financial LLC
Lebanon OH, United States
Number of offices
1
Most active in
Rovia Tree Financial LLC has reported serving >5 clients in these states in the last 12 months.
Ohio
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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