Royal American Financial Advisors, LLC logo

Royal American Financial Advisors, LLC

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Client assets under management

$98,882,257

Clients

225

6% high-net-worth

Advisors

2

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

113

Very High

Average account size

$439,477

About

Royal American Financial Advisors is a state-registered advisory firm that serves individuals, high-net-worth clients, trusts, estates and other qualified accounts through model portfolio management and financial planning services. The two-advisor firm manages roughly $98.9 million across about 225 client relationships and also provides consultations and special projects on an hourly or project basis.

The firm’s investment approach is model-driven, using ETFs and no-load mutual funds within diversified allocations, written investment policy statements, and systematic rebalancing rather than market timing or active stock picking. Royal American supplements portfolio management with investor education and coaching — offering online videos, classes, and periodic investor education events — and provides clients access to a consolidated eMoney planning portal for ongoing financial monitoring.

What distinguishes the firm from many peers is its formal affiliation with an insurance agency and the provision of insurance and annuity products through that affiliate, a relationship the brochure discloses and addresses as a potential conflict of interest. It also documents several operational practices that are less common among similar firms — including hosting educational seminars/workshops, allowing clients to designate “unsupervised assets,” and integrating third-party tools (Morningstar and eMoney) into its advisory and reporting processes.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

Annuities Cash flow / budgeting

Occupation focus

Founder/Business Owner

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Fee options

Fixed

Legacy flat fee clients exist; specific flat fee amounts not stated

Percentage

1.0% annually

Project-based

$375.00 per hour

Subscriptions

Financial Planning Services with ongoing monitoring: $2,500 billed at delivery

Other

Account minimum: $250,000

Main office location

Royal American Financial Advisors, LLC

27192 Newport Rd., Suite 3

Menifee CA 92584, United States

Number of offices

1

Most active in

California · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Scott B

Series 63, Series 65

Menifee, CA

Royal American Financial Advisors, LLC

Scott Buchanan is a financial advisor with Royal American Financial Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Royal American Financial Advisors since 2005 and also works with Royal American Insurance Services, LLC, where he sells insurance products alongside his advisory services. Royal American Financial Advisors serves individuals, trusts, estates, qualified accounts, high-net-worth investors, and business owners, managing approximately $99.4 million across 182 client relationships. The firm employs a model-portfolio approach using ETFs and no-load mutual funds, emphasizing asset allocation, diversification, and disciplined rebalancing, and offers investor education and coaching programs as well as access to insurance products through its affiliated agency.

Annuities Cash flow / budgeting Founder/Business Owner
user avatar

Ryan B

Series 65

Menifee, CA

Royal American Financial Advisors, LLC

Ryan Buchanan is a financial advisor with Royal American Financial Advisors, LLC, holding a Series 65 designation and four years of industry experience. Prior to joining the firm, he worked with California State Parks for seven years and has been involved in education for over a decade. He is also licensed to sell insurance products through Royal American Insurance. Royal American Financial Advisors serves individuals, trusts, estates, qualified accounts, high-net-worth investors, and business owners, managing approximately $99.4 million across about 182 client relationships. The firm employs a model-portfolio approach using ETFs and no-load mutual funds, emphasizes asset allocation and diversification, and offers investor education and coaching programs alongside traditional portfolio management and financial planning services.

Annuities Cash flow / budgeting Founder/Business Owner
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