Royal Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Royal Wealth Management serves individual and high‑net‑worth clients as well as retirement plans, trusts, estates and business entities, managing roughly $36.45 million for about 124 clients through two advisors. The firm offers discretionary and non‑discretionary portfolio management, goals‑based financial planning, retirement benefits consulting, and distributes annuities and other insurance products through an affiliated insurance agency.
The firm combines strategic and tactical investment management with goals‑based planning delivered via AdvisorEngine and a behavioral‑economics risk‑profiling tool, and it constructs portfolios using a range of instruments that can include ETFs, leveraged/inverse funds, options, private placements and annuities. Royal Wealth also provides a market‑timing subscription delivered through a newsletter and client portal, runs educational seminars and workshops, and will consider performance‑based fee arrangements for qualified clients.
Distinctive features disclosed in the brochure include a market‑timing newsletter/subscription offering, periodic client publications, and subadvisory arrangements for third‑party advisors — services that are less common among peers. The firm also discloses past regulatory settlements from 2012–2013 that resulted in oversight requirements, and it notes potential conflicts related to insurance commissions and solicitor fee‑splits, along with custodial relationships that yield third‑party economic benefits.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Educational Seminars/Workshops fixed fee up to $500 per person/business
$0 - $499,999.99: 1.95%/year $500,000 - $999,999.99: 1.75%/year $1,000,000+: 1.50%/year
Certain representatives receive commissions from sale of insurance products; commissions are not primary source of compensation and advisory fees are not reduced by commissions.
$125.00 per hour for Retirement Benefits Consulting
Performance-based fees offered to qualified clients with tiered rates: 20% for $0-$499,999.99; 15% for $500,000-$999,999.99; 10% for $1,000,000 and above; $600 minimum advisory fee for $500,000 and above
Market Timing Subscription fees: Retail clients $0-$200/month; Professional clients $0-$20,000/month; Goals-Based Planning fees: Retail clients $0-$10,000/month; Institutional clients $0-$90,000/month
Minimum fee: $600.00/year minimum advisory fee for accounts $500,000 and above Fee-only: Hourly rate of $125.00 per hour for Retirement Benefits Consulting; fixed fees for Educational Seminars/Workshops up to $500 per person/business; Market Timing Subscription fees ranging from $0.00 to $20,000 per month depending on client type; Goals-Based Planning fees ranging from $0.00 to $90,000 monthly; Subadvisory fees negotiated per contract.
Main office
Chesapeake VA
Advisors at this office
2
Most active in
North Carolina · Ohio · Virginia
Also doing business as
101 Name · Ace Capital · Ace Capital, Inc. · Northstar Capital · Royal Wealth · Royal Wealth Management · Royal Wealth Management Inc. · Royal Wealth Management, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Brian R
Series 66
Chesapeake, VA
Royal Wealth Management
Brian Royal is a financial advisor at Royal Wealth Management in Chesapeake, VA, holding a Series 66 designation with 21 years of industry experience. He has been involved with Royal Wealth Management and its affiliated entities since 2008, including serving as Vice-President of Royal Wealth Insurance Agency Inc., where he is a licensed insurance agent. Royal Wealth Management serves individual and high-net-worth clients, as well as retirement plans, trusts, estates, and business entities. The firm combines strategic and tactical investment management with goals-based planning and offers a range of services including discretionary portfolio management, retirement benefits consulting, and insurance product distribution.
Claude R
Series 65
Chesapeake, VA
Royal Wealth Management
Claude Royal is a financial advisor at Royal Wealth Management with 18 years of industry experience. He holds a Series 65 credential and has previously worked at Wealthdrive, Inc., Ace Capital, and Royal Wealth Insurance Agency, Inc. In addition to his advisory work, he has been involved in modern home construction since 1982. Royal Wealth Management serves individual and high-net-worth clients as well as retirement plans, trusts, estates, and business entities. The firm manages approximately $36.45 million for around 124 clients and offers portfolio management, financial planning, retirement benefits consulting, and insurance products through an affiliated agency.
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