Ruggaard & Associates
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Ruggaard & Associates serves individual clients, including high-net-worth households, as well as pension and corporate retirement plans, offering discretionary and non‑discretionary portfolio management, retirement plan advisory, comprehensive financial planning and tax preparation services. The firm develops personal investment policies through client interviews and implements portfolios across mutual funds, ETFs and individual securities consistent with stated objectives and constraints.
The firm applies a blend of fundamental, technical, quantitative and qualitative analysis and uses a range of strategies from long‑term buy‑and‑hold to shorter‑term trading, including the use of options (covered calls and spreads), short sales and margin where appropriate. Accounts are monitored on an ongoing basis with formal reviews at least quarterly and reporting provided to clients in addition to custodian statements.
A relatively uncommon feature for a team firm is that Ruggaard & Associates discloses accepting performance‑based fees for at least one qualified client and describes safeguards—such as an agreed investment universe and risk constraints—to address the attendant conflicts of interest. The firm also combines investment management with in‑house tax preparation and relies on institutional custody and platform services from major custodians, arrangements that the brochure notes can provide operational benefits while creating potential conflicts the firm seeks to manage.
Client services
Expertise
Fee options
$0 - $1,000,000: 0.80% to 1.00% $1,000,000 - /no limit: 0.50% to 1.00% N/A - N/A: 0.40% for retirement account management
Financial planning and tax preparation fees ranging from $100 to $200 per hour
Performance-based fees charged to a single qualified client; up to 20% of performance above agreed index
Account minimum: $100,000 Minimum fee: $800 minimum annual fee alternative for clients not meeting account minimum Fee-only: Investment management fees based on percentage of AUM; Financial planning and tax preparation fees charged hourly ($100 to $200/hour)
Main office
See office110 W Streetsboro St., Suite 1 A
Hudson OH 44236
Advisors at this office
3
Offices (3)
Most active in
Arizona · Colorado · Florida · Illinois · Louisiana · Missouri · Nebraska · North Carolina · Ohio · South Carolina · Texas · Virginia
Also doing business as
Ruggaard & Associates · Ruggaard & Associates Inc · Ruggaard & Associates, Inc. · Ruggaard & Associates, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Randall R
ChFC®, Series 63
Rio Verde, AZ
Ruggaard & Associates
Randall Ruggaard is a financial advisor at Ruggaard & Associates with 24 years of industry experience. He holds the ChFC® designation and Series 63 license. He has been with Ruggaard & Associates since 1993. Ruggaard & Associates is a team-based SEC-registered investment adviser serving individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm employs a multi-method investment process and offers a range of strategies tailored to clients’ objectives and risk tolerances, with services including portfolio management, retirement-plan advisory, financial planning, and in-house tax preparation.
Ryan R
Series 63, Series 65
Hudson, OH
Ruggaard & Associates
Ryan Ruggaard is a financial advisor at Ruggaard & Associates with seven years of industry experience. He previously worked at Credit Suisse Securities (USA) LLC and BARD & ASSOCIATES. Ruggaard holds Series 63 and Series 65 licenses. Ruggaard & Associates is an SEC-registered, team-based investment adviser serving individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm uses a multi-method investment process combining fundamental, technical, quantitative, and qualitative analysis and offers a range of strategies tailored to client objectives and risk tolerances.
John M
CFP®
Hudson, OH
Ruggaard & Associates
John May is a CFP® professional with 13 years of industry experience. He has worked at Ruggaard & Associates since 2018 and previously held roles at Comprehensive Asset Management & Servicing, Inc. and James Reed Financial Services, Inc. He serves on the investment committee of Twins Days, Inc., a nonprofit organization, where he helps monitor investment performance and set long-range investment strategies. Ruggaard & Associates is an SEC-registered, team-based investment adviser serving individuals—including high-net-worth clients—and pension and profit-sharing plans. The firm employs a multi-method investment process and offers portfolio management, retirement-plan advisory, financial planning, and tax-preparation services.
Tom S
Series 66
Oak Brook, IL
Ruggaard & Associates
Tom Sleeter is a financial advisor with Ruggaard & Associates, holding a Series 66 credential and over 27 years of industry experience. His career includes roles at LPL Financial and Cetera Advisor Networks LLC, and he has been involved with multiple family farming enterprises since the early 1990s. Outside of financial advising, he serves as a board member for two nonprofit organizations related to a recreational island and a rural cemetery. Ruggaard & Associates provides investment management and financial planning services to individual clients, including high-net-worth households, as well as pension and corporate retirement plans. The firm employs a variety of analytical approaches and strategies tailored to client objectives, combines investment management with tax preparation, and offers quarterly reviews and detailed reporting.
Janis S
CFP®, Series 63, Series 65
Oak Brook, IL
Ruggaard & Associates
Janis Sleeter is a CFP® professional with over 31 years of industry experience. She is currently with Ruggaard & Associates and has previous experience at LPL Financial, Cetera Advisor Networks LLC, and Total Clarity Wealth Management, Inc. Outside of financial advising, she holds leadership roles in family farming businesses, including Sleeter Farms Nebraska, Inc. and Sleeter Family Farm Corporation. Ruggaard & Associates is a team-based SEC-registered investment adviser serving individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm employs a multi-method investment process and offers a range of strategies tailored to clients’ objectives, with ongoing account monitoring and periodic reporting.
David S
CFA®, Series 66
Hudson, OH
Ruggaard & Associates
David Sleeter is a CFA® charterholder and holds a Series 66 license with 12 years of industry experience. He currently serves at Ruggaard & Associates and has prior experience with LPL Financial and Cetera Advisor Networks. Outside of his advisory role, he is involved in agricultural operations as secretary and director of family farm corporations in Nebraska and Illinois. Ruggaard & Associates is a team-based SEC-registered investment adviser serving individuals, including high-net-worth clients, and pension and profit-sharing plans. The firm employs a multi-method investment approach combining fundamental, technical, quantitative, and qualitative analysis, offering a range of strategies tailored to client objectives and risk tolerances, with ongoing account monitoring and quarterly reviews.
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