Ruggiero Investments
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$116,620,298
Clients
392
Advisors
5
across 2 offices
About
Ruggiero Investments provides discretionary portfolio management, financial planning, pension consulting and related advisory services to individuals and high‑net‑worth clients as well as organizations, businesses, non‑profits, trusts and families. Services described in the brochure include ongoing portfolio management with Investment Policy Statements, financial plans, pension consulting and third‑party estate‑planning assistance.
The firm emphasizes long‑term, discretionary management (noting a 5–7 year investment horizon) and constructs client‑specific plans using methods such as fundamental, technical, quantitative analysis and modern portfolio theory, deploying model portfolios or tailored recommendations based on documented risk tolerance. Ruggiero states it operates as a fiduciary and seeks fair and equitable allocation of investment opportunities among clients over time.
Noteworthy features in the disclosure include an affiliation with an accounting practice (Reliable Accountants, LLC) and that some advisors may be registered representatives of a broker‑dealer or licensed insurance agents, which the brochure identifies as a potential source of conflicts when commissionable products are recommended. The firm also discloses a prior state regulatory deficiency involving an unregistered investment adviser representative, describes enhanced compliance steps taken, and notes third‑party arrangements such as estate‑planning via Estately FreeWill and referral relationships with CPAs.
Client services
Expertise
Occupation focus
Fee options
Financial Planning fixed fee $50,000 (negotiable); Estate Planning project fees from $1,000.
$25,000+: Up to 2.50% annually (Portfolio Management Services) $25,000 - $2,999,999: 2.50% annually (Pension Consulting Services) $3,000,000+: 1.25% annually (Pension Consulting Services)
$2,000 per hour for Financial Planning (negotiable). Pension consulting may also include hourly rates as determined.
Account minimum: $25,000 (waivable) Fee-only: Financial Planning fixed fee $50,000 (negotiable); hourly rate $2,000/hour (negotiable). Estate planning project fees start at $1,000.
Main office
500 S. Australian Avenue, Suite 608
West Palm Beach FL 33401, United States
Offices (2)
Most active in
California · Florida · Georgia · Massachusetts · Nebraska · New Hampshire · New Jersey · New York · South Carolina · Texas
Also doing business as
Estate Planz · Retirement Services Of America, Inc. · Ruggiero Investments · Ruggiero Investments, Inc. · Ruggiero, Thomas · Thomas Anthony Ruggiero
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Thomas R
Series 63, Series 65
Port Jefferson, NY
Ruggiero Investments
Thomas Ruggiero is a financial advisor at Ruggiero Investments with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Dominion Investor Services and Finalis Securities. Outside of his advisory work, he is the owner of Reliable Accountants, LLC, an accounting practice providing bookkeeping and tax services. Ruggiero Investments offers discretionary portfolio management, financial planning, and pension consulting to individuals, high-net-worth clients, and organizations. The firm emphasizes long-term investment horizons and develops client-specific plans utilizing a range of analytical methods and fiduciary principles.
Donald J
Series 63, Series 66
Melbourne, FL
Ruggiero Investments
Donald Johns III is an investment advisor at Ruggiero Investments with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including SW Financial and WestPark Capital Inc. Outside of his advisory role, he is involved with Ruggiero Consulting, where he assists clients with raising debt and equity capital. Ruggiero Investments provides discretionary portfolio management, financial planning, and pension consulting services to individuals, high-net-worth clients, businesses, non-profits, trusts, and families. The firm focuses on long-term, client-specific investment strategies using fundamental, technical, and quantitative analysis within a fiduciary framework.
Matthew C
Series 63
Port Jefferson, NY
Ruggiero Investments
Matthew Cianci is a financial advisor at Ruggiero Investments with four years of industry experience. He holds a Series 63 designation and has prior experience at UBS Securities LLC and Bank of America Private Bank. Cianci serves as trustee for a family irrevocable trust, managing its assets and tax-related filings. Ruggiero Investments provides discretionary portfolio management, financial planning, and pension consulting services to individuals, high-net-worth clients, organizations, and trusts. The firm focuses on long-term management using fundamental, technical, quantitative analysis, and modern portfolio theory to create client-specific investment plans.
Thomas R
Series 63, Series 66
Port Jefferson, NY
Ruggiero Investments
Thomas Ruggiero is a financial advisor with Ruggiero Investments, holding Series 63 and Series 66 licenses and possessing 34 years of industry experience. He has worked at several firms including Finalis Securities LLC, Calton & Associates, Inc., and Dominion Investor Services, Inc. Outside of his advisory role, he is involved in entrepreneurial activities such as creating inventions, patents, and trademarks through Three Plus One Plus One, LLC. Ruggiero Investments serves individuals, high-net-worth clients, organizations, and businesses by providing discretionary portfolio management, financial planning, and pension consulting. The firm focuses on long-term investment horizons and constructs client-specific plans using fundamental, technical, and quantitative analysis, operating as a fiduciary with tailored investment strategies.
Christopher R
Series 63, Series 65
Port Jefferson, NY
Ruggiero Investments
Christopher Ruggiero is a financial advisor with Ruggiero Investments and holds Series 63 and Series 65 licenses. He has 22 years of industry experience, including roles at firms such as SW Financial and Capital One Financial Advisors. Outside of financial advising, he owns and operates an entertainment business and is involved in real estate as a licensed agent and broker. Ruggiero Investments provides discretionary portfolio management, financial planning, pension consulting, and related advisory services to individuals, high-net-worth clients, businesses, non-profits, trusts, and families. The firm focuses on long-term, discretionary management and creates client-specific plans using fundamental, technical, and quantitative analysis alongside modern portfolio theory.
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