Palm Harbor, FL Office

S.E.E.D. Planning Group offers wealth management, investment management, investment advice and consulting to individuals (including high‑net‑worth clients), trusts, estates, businesses, non‑profits and retirement plans. Its investment services are provided through an investment division called Sift Investment Management and include values‑based financial planning, tax planning, coordinated estate planning and portfolio management.

The firm primarily employs fundamental analysis and generally follows a long‑term strategy while permitting shorter‑term trades for rebalancing or cash needs; Sift constructs diversified equity and fixed‑income portfolios using ETFs, mutual funds, individual equities and bonds, and may use cash positions to manage risk. SEED provides discretionary portfolio management, monitors accounts on a regular and continuous basis, and integrates multi‑year tax planning and client values into its portfolio construction process.

Noteworthy details in the ADV include the firm’s publicizing of third‑party ratings, formal institutional relationships with Fidelity and Charles Schwab that provide custodial, research and technology services, participation in the SAGE Scholars Tuition Rewards program, an affiliated financial‑education subscription product (Money Milestones), and involvement with a related nonprofit (SEEDs of Hope), all of which the brochure identifies as potential sources of conflicts of interest. The firm reports approximately $567,976,608 in discretionary assets under management, operates as a multi‑advisor team, and also offers institutional consulting and 3(21) fiduciary services for non‑profits and plan sponsors.