S Squared Retirement Solutions LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
S Squared Retirement Solutions LLC provides financial planning, discretionary investment management, and the recommendation and monitoring of third‑party advisers to individuals (including high‑net‑worth clients), charities, and business entities. The firm also offers tailored consulting related to real‑estate investing through self‑directed IRAs.
The firm builds individualized asset allocations and uses fundamental analysis when selecting securities, typically employing ETFs, mutual funds, stocks, bonds, REITs and, in certain client situations, opportunity zone investments. Portfolios are managed on a discretionary basis with ongoing monitoring and periodic client reviews, and the firm may act as a co‑adviser to third‑party managers accessed via the Envestnet platform.
Distinctive aspects of the firm include that the principal and its investment adviser representatives are licensed life insurance agents and may recommend insurance products, a relationship the brochure discloses and describes as a potential conflict of interest that the firm seeks to mitigate through fiduciary duties and client disclosure. The firm also emphasizes real‑estate‑focused services — including advising on opportunity zone funds and advising clients on self‑directed IRA real estate transactions — and uses third‑party platforms and custodians such as Envestnet and Charles Schwab in delivering its services.
Client services
Expertise
Fee options
Fixed fees from $1,000 to $10,000 for financial planning; $2,500 fixed fee for real estate consulting
$0 - $1,000,000: 1.50% $1,000,000.01 - $5,000,000: 1.00% $5,000,000.01+: .85%
$250 per hour for financial planning services
Fee-only: Financial planning fixed fees $1,000 to $10,000; hourly rate $250/hour; $2,500 fixed fee for consulting on real estate in self-directed IRA
Main office
See office170 Changebridge Rd, Unit D5 1
Montville NJ 07045
Advisors at this office
1
Offices (2)
Most active in
New Jersey · New York
Also doing business as
S Squared Retirement Solutions LLC · S Squared Wealth Management LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Amy M
Series 66
New York, NY
S Squared Retirement Solutions LLC
Amy Marchitello is a financial advisor with S Squared Retirement Solutions LLC, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at OsaiC Wealth, American Portfolios Advisor's Inc., and PRUCO Securities LLC. She is also involved in financial wellness education, providing these services to companies in New York. S Squared Retirement Solutions LLC serves individual clients, including high-net-worth households, charities, and business entities, offering financial planning, discretionary portfolio management, and third-party adviser recommendations. The firm employs fundamental analysis to build individualized asset allocations and manages accounts on a discretionary basis with regular reviews.
Kevin S
CFP®, Series 63, Series 65
Montville, NJ
S Squared Retirement Solutions LLC
Kevin Saia is a CFP® professional with 33 years of industry experience, currently serving at S Squared Retirement Solutions LLC. His prior roles include positions at American Portfolio Advisors, Inc. and American Portfolios Financial Services, Inc. He is the owner of College Planning of NJ and the author of a book titled *Retirement and Income*. S Squared Retirement Solutions LLC provides financial planning and discretionary portfolio management to individual clients, including high-net-worth households, as well as charities and business entities. The firm uses fundamental analysis to build individualized asset allocations, typically employing ETFs, mutual funds, stocks, and bonds, and offers oversight of third-party advisers through the Envestnet platform.
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