Safe Harbor Assets
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Safe Harbor Assets is an independent, single‑adviser registered investment adviser serving individuals, high‑net‑worth individuals and business entities. The firm provides discretionary and non‑discretionary asset management alongside financial planning and consulting, and it does not impose a minimum account size.
Portfolios are constructed to reflect each client’s goals, time horizon and risk tolerance and are monitored through periodic (at least quarterly) reviews; the firm draws on a range of analysis methods including fundamental, technical, charting, cyclical analysis and Modern Portfolio Theory and employs strategies from long‑term holdings to short‑term trading and options. SHA currently reports discretionary assets under management (approximately $1.7 million as of 12/31/2024) and may appoint sub‑advisors to manage client portfolios, including the authority to further delegate discretionary investment authority.
Distinctive aspects include the firm’s recent establishment (founded 2022, registered 2023), a very small client roster (eight clients) and the combination of hourly financial planning with targeted plan delivery timelines (generally within 60 days). The brochure also discloses practices that may be uncommon for a solo adviser — potential use of sub‑advisors and delegation, receipt of soft‑dollar benefits tied to execution relationships, and a policy that clients generally retain proxy‑voting responsibility.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.50% annually $1,000,001 - $3,000,000: 1.25% annually $3,000,001+: 1.00% annually
$200 per hour
Main office
Fallbrook CA
Advisors at this office
1
Most active in
California
Also doing business as
Safe Harbor Assets · Wadsworth Wealth Management LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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