Safe Harbor Investment Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$11,885,609
This total excludes 7 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
9
33% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
9
LowAverage account size
$1,320,623
About
Safe Harbor Investment Advisors provides discretionary portfolio management for individual investors and offers independent advisory and consulting services to retirement plan sponsors, businesses, and non‑profit organizations. Its client mix includes charitable organizations and pension or profit‑sharing plans, and it advises on institutional retirement assets through ERISA arrangements.
The firm implements tailored, discretionary strategies informed by fundamental equity analysis and mutual fund/ETF evaluation, employing diversified holdings such as stocks, bonds, ETFs, closed‑end funds, structured notes, and CDs. For retirement plans it offers both non‑discretionary ERISA 3(21) advice and discretionary 3(38) manager services, and it conducts ongoing investment monitoring, benchmarking, and participant education.
Compared with peers of similar size, Safe Harbor is notable for sponsoring a wrap‑fee program and for reporting approximately $90.3 million in client assets under advisement for ERISA 3(21) accounts as of December 31, 2024, reflecting a substantial institutional advisory role. The firm also provides fixed‑fee investment consulting for businesses and non‑profits and delivers board and participant presentations and seminars, services that are relatively uncommon among independent advisers.
Client services
Portfolio management
Educational seminars or workshops
Expertise
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Fee options
$500 to $5,000 (negotiable) for consulting services to businesses and non-profits; $10,000 to $50,000 annually for retirement plan flat fees (negotiable)
Account minimum: $500,000
Main office location
Safe Harbor Investment Advisors, LLC
Ijamsville MD, United States
Number of offices
1
Most active in
Safe Harbor Investment Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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