Santa Barbara, CA Office

Safeguard Investment Advisory Group provides discretionary portfolio management (and limited non‑discretionary services), access to third‑party sub‑advisers, and fee‑based financial planning and consulting for individuals, high‑net‑worth clients, and select institutional accounts. The firm reports roughly $702 million in assets under management, operates with a nine‑advisor team, and generally requires a $100,000 minimum account (which may be waived).

The firm relies primarily on fundamental analysis and a multi‑year investment horizon (typically two to ten years) with an emphasis on after‑tax returns, implementing portfolios that often include mutual funds, ETFs and listed equity securities. SIAG regularly uses third‑party managers and a sub‑adviser relationship (including AE Wealth Management) and typically manages the majority of client assets on a discretionary basis.

Noteworthy distinctions include a multi‑office structure — the firm operates six offices, a footprint that is uncommon among comparable team firms — and formal participation in institutional custody/programs at Schwab and Fidelity that provide research and platform services. The brochure also discloses operational features prospective clients may want to consider: several advisors are licensed insurance agents who may receive commissions on insurance sales, and the firm uses AI transcription for recordkeeping while noting related confidentiality and accuracy risks.