Sage Path Solutions
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Sage Path Solutions provides discretionary asset management and financial planning to individuals, trusts, estates, charitable organizations and business entities, offering ongoing portfolio management as well as hourly or fixed-fee financial planning engagements. The firm generally charges percentage-of-AUM fees for managed accounts and documents client goals, time horizons and risk tolerances to tailor services.
Investment programs are constructed using a mix of fundamental, technical, charting and cyclical analysis and are implemented under discretionary authority with client objectives and account restrictions recorded in client files or investment policy statements. The brochure discloses that the firm permits borrowing within separately managed accounts, and it frames that practice within its risk disclosures (including market and interest-rate risks) and custodial arrangements.
Notable operational details include the firm’s use of third-party standing letters of authorization and direct fee deductions by custodians, and a practice of having clients receive and vote their own proxies rather than the adviser voting on their behalf. The firm also reports that its principals hold CFP and CDFA certifications and conducts quarterly reviews that include rebalancing and tax-loss harvesting considerations.
Client services
Expertise
Fee options
Fixed fee between $5,800 to $10,000 for financial planning
$0 - $1,000,000: 1.25% annually $1,000,000.01 - $3,000,000: 0.85% annually $3,000,000.01 - $5,000,000: 0.50% annually $5,000,000.01+: 0.40% annually
$350 per hour for financial planning
Account minimum: $1,000,000 Fee-only: Hourly fee of $350 per hour; Fixed fee between $5,800 to $10,000 for financial planning
Main office
San Diego CA
Advisors at this office
1
Most active in
California · Texas
Also doing business as
Barbara J Norman, LLC · Sage Path Solutions
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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