Sage Wealth Advisory

Sage Wealth Advisory is a two-advisor registered investment adviser that provides discretionary portfolio management and investment advisory services to individuals, high‑net‑worth individuals, charitable organizations, corporations, and state or municipal government entities. The firm manages a concentrated roster of client relationships and documents each client’s goals and risk tolerance in an individualized Investment Policy Statement.

The firm’s investment process draws on fundamental and cyclical analysis alongside Modern Portfolio Theory to construct diversified, primarily long‑term portfolios, and it requests discretionary trading authority to implement those strategies. Account oversight includes quarterly reviews, monitoring for rebalancing and tax‑loss harvesting opportunities, and the potential aggregation of trades across client accounts to pursue execution efficiencies.

Noteworthy aspects of the firm include its mix of client types — including public‑sector and charitable clients — combined with no formal account minimum, which is less common among similarly sized advisers. The firm requires custody at Charles Schwab Advisor Services (and discloses access to Schwab institutional services that can provide benefits to the adviser) and generally does not vote client proxies, leaving voting to clients unless assistance is requested; the firm’s principal also holds professional fiduciary and investment‑management credentials.