Addison, TX Office

Sage Wealth Planning provides discretionary and non‑discretionary investment management, financial planning, and pension consulting to individuals, high‑net‑worth clients, and retirement plans. The firm’s brochure notes it serves both individual and HNW clients and does not require a minimum account size to open or maintain an advisory relationship.

The firm typically implements risk‑based, diversified portfolios that combine no‑load mutual funds and ETFs with stocks, fixed income, municipal securities, REITs, and private placements, favoring a primarily passive approach with occasional active management. Sage Wealth Planning monitors accounts on an ongoing basis (typically reviewed quarterly), accepts discretionary authority when agreed, and recommends custodians such as Charles Schwab and Capital Client Group for direct investments into American Funds.

Notably, the brochure discloses the firm may utilize borrowing or margin in managed accounts, which can expose clients to margin interest and related charges. The firm also provides pension consulting under ERISA fiduciary standards and offers standalone financial planning engagements, reflecting a mix of services and fee arrangements that differentiates it from many peers.