SageOak Financial, LLC logo

SageOak Financial, LLC

Updated today

Client assets under management

$171,541,563

Clients

263

19% high-net-worth

Advisors

4

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

66

High

Average account size

$652,249

About

SageOak Financial serves working professionals, business owners, near and current retirees, high-net-worth individuals, and their families with comprehensive wealth management, financial planning, and discretionary investment management. The firm also offers standalone investment management, institutional advisory services for plans and organizations, and coordinates with outside specialists as part of an integrated planning process.

The firm’s investment philosophy emphasizes strategic asset allocation, diversified, tax-efficient portfolios that primarily use low-cost mutual funds and ETFs and a mix of passive and active strategies, implemented through tailored model portfolios. SageOak manages accounts on a discretionary basis with regular (typically quarterly) reviews, may utilize third-party money managers when appropriate, and provides a service for held-away retirement accounts (Pontera) to manage 401(k), 403(b), variable annuity and similar assets in place.

Noteworthy relative to many peers, SageOak publishes electronic newsletters and periodically offers educational seminars and workshops for clients and prospects, and in some engagements may include annual federal and state tax return preparation. The firm operates on an independent, fee-only basis and provides a range of services—including ERISA 3(21)/3(38) plan consulting and values-based (faith/screened) investment options—that expand its service mix beyond typical team advisory firms.

Client services

Financial planning Portfolio management Pension consulting Newsletters or periodicals Educational seminars or workshops Tax preparation

Expertise

General retirement planning Tax strategies for small businesses Business succession planning Charitable giving & philanthropy Cash flow / budgeting

Occupation focus

Founder/Business Owner Executive

Demographic focus

Approaching retirement Mid-Career Professionals Married/Couples/Partners

Want help finding the right advisor?

Answer a few questions to see advisors matched to you.

Fee options

Fixed

One-time upfront initial planning fee based on the nature and complexity of the engagement for Wealth Management and Financial Planning; fees for one-time financial planning engagements are project-based.

Percentage

$0 - $500,000: 0.75% annually (Wealth Management Services) $500,001 - $5,000,000: 0.50% annually (Wealth Management Services) $5,000,001 - $10,000,000: 0.25% annually (Wealth Management Services) $10,000,001+: 0.10% annually (Wealth Management Services) $0 - $250,000: 1.65% annually (Investment Management) $250,001 - $500,000: 1.40% annually (Investment Management) $500,001 - $750,000: 1.25% annually (Investment Management) $750,001 - $1,000,000: 1.10% annually (Investment Management) $1,000,001 - $1,500,000: 0.95% annually (Investment Management) $1,500,001 - $2,000,000: 0.85% annually (Investment Management) $2,000,001 - $5,000,000: 0.75% annually (Investment Management) $5,000,001+: Negotiable (Investment Management)

Other

Minimum fee: There is typically a minimum quarterly fee based on the nature and complexity of the engagement, but specific amounts are not stated. Fee-only: SageOak is a fee-only financial planning firm with fees paid directly by clients.

Main office location

SageOak Financial, LLC

6120 S Yale Ave Suite 100

Tulsa OK 74136-4213, United States

Number of offices

2

Most active in

Georgia · Louisiana · Oklahoma · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Steve E

CFP®

Tulsa, OK

SageOak Financial, LLC

While I serve a variety of clients, the people who typically find my services the most valuable are Faith-based Individuals and Families. Before they come to SageOak®, many of my Christian clients struggle to get their finances, investments, and overall stewardship aligned with biblical principles. They tend to experience confusion, stress, shame, unfulfillment, and a genuine lack of true financial peace. At SageOak, I provide biblical financial life planning that is clear, understandable, and effective. This helps Christians align their finances to biblical principles. And when they do, they make wiser decisions that lead to greater contentment, fulfillment, and ultimately, have an eternal impact on their family, church, community, and God’s Kingdom. As a CERTIFIED FINANCIAL PLANNER™ professional, I help bring order to your investments, retirement, taxes, insurance, estate plan, and cash flow so you will have fewer worries about your overall financial plan. As a Certified Kingdom Advisor®, I serve you with biblical financial advice on how to best meet the goals God has given you in being a steward of the finances entrusted to you. This can give you assurance that your plan is in line with your faith and values.

Charitable giving tax strategies Founder/Business Owner Executive Widow/Widower Religious/faith focused
user avatar

Fielding E

Series 65

Tulsa, OK

SageOak Financial, LLC

Fielding Elseman is a financial advisor at SageOak Financial, LLC in Tulsa, OK, holding a Series 65 designation with one year of industry experience. Prior to joining SageOak, he worked in the education sector at Pryor Public Schools and Jenks Public Schools for a total of 11 years. SageOak Financial serves working professionals, business owners, retirees, and their families with comprehensive wealth management services that integrate financial planning and discretionary investment management. The firm focuses on asset allocation using low-cost, tax-efficient vehicles alongside selective active strategies, and provides educational resources such as newsletters, blogs, and seminars.

General retirement planning Tax strategies for small businesses Business succession planning Charitable giving & philanthropy Cash flow / budgeting Founder/Business Owner Executive Approaching retirement Mid-Career Professionals Married/Couples/Partners

Tyler G

CFP®

Tulsa, OK

SageOak Financial, LLC

At SageOak®, I help clients reduce stress and free up time to focus on the things that matter most to them, such as faith, family, and friends. While I serve a variety of clients, the folks who typically find my services the most valuable are working/medical professionals, business owners, near/current retirees, and faith-based individuals/organizations. For many of my clients, faith is an important part of their lives, but regardless of their faith background or season of life, clients usually seek me out to delegate the stress and headache that normally come with managing their own financial planning and investment needs. I started SageOak in 2013 and serve clients in person and virtually across the country. As Managing Director, I help develop and integrate our firm’s long-term vision and strategic plan, as well as provide ongoing financial planning, investment management, and wealth management services to our clients. On a more personal note, I grew up in a small town in northeastern Indiana. Before entering the financial services industry, I worked briefly in intercollegiate athletics as a college golf and basketball coach at a small Christian college in Kansas. I currently live in the Tulsa, OK area with my wife, who works part-time as a Physician Assistant. We’ve lost two children in miscarriages over the years, but God has also blessed our family with a rambunctious boy, four sweet girls, and an energetic Cavapoo named Hoosier! In our community, I currently serve on the board of directors for Classically Formed Inc., which operates Tulsa Classical Academy, Oklahoma's first public tuition-free classical charter school. I previously served on the board of directors for Happy Hands Education Center, a local Christian school for children from birth to age 6 who are deaf, hard of hearing, or have other communication disorders. I have also volunteered with various other local ministries and non-profits over the years, and my family and I are very active in our local church, Grace & Peace (PCA), where I serve as an ordained elder. For fun, I enjoy playing an occasional round of golf, staying physically active, reading good books, traveling to new places, and enjoying the craziness of raising five kids and a dog! If taking care of your family, reaching your goals, and being a good steward of your money is important to you, use the "Contact" button on this page or visit our website to start the complimentary discovery process today!

Business ownership considerations Business Financial Management Business succession planning Doctor or Medical Professional Gen X (Born 1965-1980) Christian Faith Based
user avatar

Timothy P

Series 65

Tulsa, OK

SageOak Financial, LLC

Timothy Powell is a financial advisor at SageOak Financial, LLC with one year of industry experience. He holds a Series 65 designation and has worked in estate planning and legal services through his role as owner and operator of New View Estate Planning, PLLC. His previous experience includes positions at Tallgrass Estate Planning and Gorospe and Smith, PLLC. SageOak Financial serves working professionals, business owners, retirees, and their families with comprehensive wealth management, combining financial planning and discretionary investment management. The firm emphasizes asset allocation using low-cost, tax-efficient vehicles alongside selectively active strategies and offers educational resources such as newsletters, blogs, and seminars.

General retirement planning Tax strategies for small businesses Business succession planning Charitable giving & philanthropy Cash flow / budgeting Founder/Business Owner Executive Approaching retirement Mid-Career Professionals Married/Couples/Partners
Warmer team member

Not sure where to start?

We'll help you think it through — whether you ultimately need an advisor or not.

Warmer helps you compare advisors clearly — so you can choose with confidence.

Find your advisor
Discover

Compare top advisor firms by metric, firm size, and location.

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")