Salient Wealth Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Salient Wealth Planning is an SEC-registered advisory firm that provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and businesses. The firm manages roughly $239 million across about 193 client relationships through a three-advisor team and offers portfolio management alongside written and ad-hoc financial planning engagements.
The firm generally pursues a long-term, fundamental-analysis approach and constructs diversified portfolios using low-cost mutual funds and ETFs, while permitting individual stocks, bonds, REITs, or legacy positions when appropriate for tax or fit. Salient also recommends and oversees unaffiliated independent managers for portions of client portfolios and maintains an institutional platform relationship that supplies custody, trade execution, and research support.
Distinctive elements include a relatively small, credentialed advisory team managing a large asset base (about $80 million per advisor) and a stated minimum relationship size of $500,000, together with fixed-fee planning engagements that may be billed in advance. Advisors also maintain broker‑dealer and insurance licenses and the firm discloses receipt of platform and research benefits from its custodian; these affiliations and potential conflicts are documented in the firm’s disclosures and code of ethics.
Client services
Expertise
Fee options
Fixed financial planning fees up to $25,000 per engagement, negotiable.
$0+: up to 1.50% annually (negotiable, based on factors such as scope of services, asset level, complexity) +: up to 1.50% annually (negotiable, based on factors such as scope of services, asset level, complexity)
Advisory persons may earn commissions from separate insurance sales and broker-dealer activities (not charged by the Advisor)
Account minimum: $500,000 Fee-only: Investment advisory fees up to 1.50% annually, based on average daily balance; Financial planning fixed fees up to $25,000 per engagement (negotiable)
Main office
171 Saxony Road, Suite 211
Encinitas CA 92024
Advisors at this office
3
Most active in
Arizona · California · Texas
Also doing business as
Salient Wealth Planning · Salient Wealth Planning LLC · Swp Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Philip S
CFP®, ChFC®, Series 66
Encinitas, CA
Salient Wealth Planning
Philip Smith is a CFP®, ChFC®, and Series 66-registered financial advisor with 25 years of industry experience. He is currently with Salient Wealth Planning and previously spent 18 years at Ameriprise Financial Services, Inc. Smith also assists clients with term, long-term care, and disability insurance in a limited capacity. Salient Wealth Planning is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, and businesses. The firm manages roughly $239 million across about 193 client relationships using a long-term, fundamental-analysis approach with diversified portfolios of low-cost mutual funds, ETFs, and selected individual securities.
Richard V
Series 66
Encinitas, CA
Salient Wealth Planning
Richard Vertucci Jr. is a Series 66-licensed financial advisor with eight years of industry experience. He is currently with Salient Wealth Planning, where he has worked since 2023, following a nine-year tenure at Ameriprise Financial Services. Prior to his financial advisory career, he was involved with Lakeside Tavern & Marina for four years. Salient Wealth Planning is an SEC-registered firm that provides discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm uses a long-term, fundamental approach to construct diversified portfolios, combining low-cost mutual funds and ETFs with individual securities when appropriate.
Allison W
Series 66
Encinitas, CA
Salient Wealth Planning
Allison Wooton is a financial advisor at Salient Wealth Planning with 15 years of industry experience. She holds a Series 66 designation and has previously worked at Ameriprise Financial Services, Inc. for 13 years. Salient Wealth Planning is an SEC-registered firm providing discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, and businesses. The firm employs a long-term, fundamental analysis approach and manages diversified portfolios primarily using low-cost mutual funds and ETFs.
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