Salient Wealth Planning

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Client assets under management

$239,389,499

Clients

193

27% high-net-worth

Advisors

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

High

Average account size

$1,240,360

About

The firm advises individuals, high‑net‑worth clients, trusts, estates and businesses and manages roughly $239 million for about 193 client relationships with a three‑advisor team. It provides discretionary wealth and portfolio management together with comprehensive financial planning, and beginning in 2026 it also offers standalone investment management and standalone financial planning engagements.

Portfolios are typically long‑term and grounded in fundamental analysis, implemented with low‑cost, diversified mutual funds and ETFs and supplemented by individual stocks, bonds, REITs or alternative positions when appropriate. The firm applies an internal due‑diligence process, may retain legacy holdings for tax or fit reasons, conducts regular account reviews, and frequently allocates portions of client assets to unaffiliated independent managers while overseeing those relationships.

Noteworthy distinctions include the firm’s recent adoption of independent managers and a formal institutional platform relationship that provides research, software and support to the advisor team, which the brochure identifies as an economic benefit to the firm. The advisory persons also maintain broker‑dealer and insurance licenses and may receive separate commission‑based compensation in those capacities, a potential conflict the firm discloses alongside its stated fiduciary obligations.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Wealth management General retirement planning Income planning Tax-loss harvesting

Fee options

Percentage

up to 1.50% annually

Commissions

Commissions on insurance products and commissionable securities transactions via broker-dealer affiliation

Other

Account minimum: $500,000 Fee-only: Fixed fees for standalone financial planning up to $25,000 per engagement, negotiable based on complexity and relationship

Main office location

Salient Wealth Planning

171 Saxony Road, Suite 211

Encinitas CA 92024, United States

Number of offices

Most active in

Arizona · California · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Facebook X Website 858-768-0096

Advisors at this firm

Philip S

CFP®, ChFC®, Series 66

Encinitas, CA

Salient Wealth Planning

Philip Smith is a financial advisor at Salient Wealth Planning with 25 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Salient Wealth Planning in 2023, he worked at Ameriprise Financial Services, Inc. for 18 years. He also assists clients with term, long-term care, and disability insurance in a limited capacity. Salient Wealth Planning provides investment advisory and financial planning services to individuals, trusts, pension plans, and business entities. The firm employs a multi-disciplinary investment process combining fundamental, quantitative, and technical analysis, offering discretionary asset management and comprehensive portfolio management alongside standalone planning and consulting services.

Wealth management General retirement planning Income planning Tax-loss harvesting

Richard V

Series 66

Encinitas, CA

Salient Wealth Planning

Richard Vertucci is a financial advisor at Salient Wealth Planning with seven years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise Financial Services, Inc. for nine years. Outside of finance, he has experience managing hospitality businesses, including Lakeside Tavern & Marina and Sport Island Pub. Salient Wealth Planning provides investment advisory and financial planning services to individuals, trusts, pension plans, and business entities. The firm employs a multi-disciplinary investment process and offers a range of portfolio management and planning services, including discretionary asset management and standalone consulting engagements.

Wealth management General retirement planning Income planning Tax-loss harvesting

Allison W

Series 66

Encinitas, CA

Salient Wealth Planning

Allison Wooton is a financial advisor at Salient Wealth Planning with 15 years of industry experience. She holds a Series 66 designation and previously worked at Ameriprise Financial Services, Inc. from 2010 to 2023. Salient Wealth Planning provides investment advisory and financial planning services to individuals, trusts, pension plans, and business entities, employing a multi-disciplinary investment process that includes fundamental, quantitative, and technical analysis. The firm offers comprehensive portfolio management combined with planning and uses a range of asset-allocation strategies, regularly monitoring and rebalancing client portfolios.

Wealth management General retirement planning Income planning Tax-loss harvesting

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