Samara Financial, Inc.

Samara Financial provides financial planning and ongoing portfolio management to individuals, high‑net‑worth individuals, and small businesses. The firm’s written planning services cover cash‑flow and debt management, retirement and education planning, tax and estate planning, investment consultation, and business consultation, and can be delivered as broad‑based plans or modular engagements.

The firm’s investment process emphasizes fundamental analysis of individual securities using corporate financial statements and other public information, and it builds customized portfolios that reflect clients’ cash needs, tax status and stated values; typical holdings include individual stocks, fixed income, ETFs and selected MLPs and REITs while actively managed mutual funds, short sales and uncovered options are generally avoided. Portfolios are managed on a discretionary or nondiscretionary basis, account guidelines and exclusions are permitted, and accounts are reviewed quarterly or more frequently with firm‑produced performance reports available.

Distinctive features in the brochure include a very small client base and sub‑million assets under management, consistent with a small‑scale practice model that may allow highly individualized attention. The firm’s principal brings an actuarial background (including Fellowship in the Society of Actuaries and a mathematics degree), the firm does not vote client proxies on their behalf, and it encourages use of a preferred clearing/custody arrangement (SSG/Pershing) while participating in that custodian’s advisor support program.