Santa Cruz Wealth Management Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Santa Cruz Wealth Management is a small independent advisory firm led by a single advisor that manages about $3.34 million for roughly 18 clients. It provides financial planning, ongoing investment management, and ERISA Section 3(21) 401(k) plan administration and consulting for individuals, trusts, charitable organizations, and employer-sponsored retirement plans.
The firm operates on a consultative, non-discretionary basis: clients retain custody of assets and approve trades, and the adviser documents goals and strategies in Investment Policy Statements when requested. Portfolios are implemented using strategic asset allocation with broadly diversified passive mutual funds and ETFs, and accounts are reviewed monthly or as market conditions warrant.
Distinctive for a solo independent adviser, the firm provides institutional and pension-related services including plan administration, 401(k) design, coordination with third‑party service providers, and pension consulting. The firm also publishes periodicals and offers educational seminars and workshops, and the principal maintains an insurance license and performs due‑diligence and compliance consulting—activities that are less common among peers of similar size.
Client services
Expertise
Occupation focus
Fee options
Retainer fee for financial planning varies based on hours spent and case size, paid 50% upfront and remainder upon completion. Fees for seminars/workshops range from $500 to $2,000.
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.85% $3,000,001 - $5,000,000: 0.70% $5,000,001+: 0.50%
Fees for consulting and financial planning may be charged hourly, with rates quoted and agreed upon before work begins.
Account minimum: $10,000 Minimum fee: Minimum account size is $10,000. The firm may waive the minimum fee and/or charge a lesser fee based on criteria such as client relationship and account size. Fee-only: Fees are based on asset management and financial planning services; no commissions are accepted.
Main office
2555 Townsgate Road, Suite 200
Westlake Village CA 91361
Advisors at this office
1
Most active in
California
Also doing business as
Santa Cruz Wealth Management Inc. · Thomas Krueger
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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