Santa Fe' Wealth Management

Santa Fe’ Wealth Management is an independent, fee‑only advisory firm that manages approximately $13.85 million for a very small client base of seven clients. The firm offers investment supervisory services, financial planning and consulting, pension and profit‑sharing plan consulting, and money‑manager search and monitoring.

The firm develops individualized investment policies through in‑depth interviews and implements recommendations primarily on a non‑discretionary basis while allowing clients to impose reasonable restrictions and receiving quarterly reviews. Portfolios are built largely from mutual funds (no‑load, load‑waived, and front‑load) and may include ETFs, individual equities, bonds and, when appropriate, more advanced strategies; pension services include IPS preparation, investment vehicle selection, monitoring, and participant education.

Distinctive features disclosed in the brochure include the firm principal’s licensure and active business roles outside the advisory practice — specifically as a licensed insurance agent and a real estate broker — and that these outside activities can occupy up to 25% of the principal’s time, with related transactions generating separate compensation. The brochure also notes the firm’s common use of non‑discretionary arrangements for client accounts and the firm’s practice of receiving referral fees from third‑party managers, each of which the firm discloses as potential conflicts of interest.