SAR Services, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
SAR Services, Inc. provides investment advisory and retirement consulting services to a defined client base that includes ERISA-qualified retirement plans, employers offering SIMPLE and SEP arrangements, and individual retirement accounts. The firm manages plan-level portfolios and offers plan fiduciary or non-fiduciary services under discretionary authority as documented in client service agreements.
The firm follows a disciplined, long-term, buy-and-hold approach that emphasizes asset allocation and diversification using low-cost institutional open-end mutual funds and, when necessary, other securities for diversification. SAR constructs and monitors 11 risk-based portfolios and applies specific selection metrics (product history, manager tenure, asset size, Sharpe ratio, alpha, peer performance and Morningstar ratings) to its ongoing fund evaluation.
What is distinctive for this independent adviser is its explicit pension consulting focus and a prior Department of Labor inquiry that resulted in an out-of-court settlement in 2017 and subsequent internal policy changes, including closing a prior third-party administrative entity and moving to institutional funds without indirect compensation. The firm also requires clients to use specified recordkeepers/platform providers (declining clients who will not) and states it does not accept commissions, soft-dollar benefits, or performance-based fees.
Client services
Expertise
Occupation focus
Fee options
$0 - $100,000: 1.25% annually (minimum $250/year) $100,000 - $500,000: 1.00% annually $500,000 - $1,000,000: 0.75% annually $1,000,000 - $5,000,000: 0.50% annually $5,000,000+: Negotiated rate
Minimum fee: $250 minimum annual fee for accounts under $100,000 Fee-only: Asset-based annual fees as per fee tiers, no commissions accepted
Main office
Rochester NY
Advisors at this office
1
Most active in
New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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