Saratoga Research & Investment Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$1,909,834,140
Clients
2,554
Advisors
15
across 3 offices
About
Saratoga Research & Investment Management is an SEC-registered multi-advisor investment adviser managing roughly $2.5 billion for over 2,500 clients through a 15-advisor team. The firm provides discretionary, long-only separately managed accounts focused on large-cap equity strategies and also serves high-net-worth individuals, retirement plans, foundations, corporations, registered investment companies, and pooled vehicles while offering model portfolios and sub-advisory services.
The firm’s investment process emphasizes high-quality, low-leverage companies identified through a four-step approach (quantitative screening, qualitative analysis, discounted cash flow and risk‑adjusted valuation, and portfolio construction), with two flagship strategies—Large Cap Quality (which may accumulate cash) and Large Cap Quality Focus (limited to a 5% cash position). Management is delivered primarily on a model/SMA basis, with regular account reviews and model delivery to platforms and other advisers.
What is distinctive about SaratogaRIM relative to many multi‑team peers is the combination of a relatively large client load per advisor and its provision of institutional services: the firm sub-advises the Port Street Quality Growth Fund, manages pooled investment vehicles, and supplies models to other financial institutions—services that are less common among firms of this size. The firm also maintains a data-sharing arrangement with Alpha Theory to support certain software tools and operates as an ERISA/IRC fiduciary for retirement clients, which informs its documented compliance and proxy‑voting practices.
Client services
Expertise
Fee options
$0+: 0.75% annually for Equity - Quality strategy $0+: 1.00% annually for Equity - Focus strategy $0+: 0.75% annually for Strategic Income $0+: 0.50% annually for Active Fixed Income $0+: 0.25% annually for Passive Fixed Income $0 - $100 million: 0.20% annually for Port Street Quality Growth Fund sub-advisory fee $100 million - $500 million: 0.30% annually for Port Street Quality Growth Fund sub-advisory fee $500 million+: 0.35% annually for Port Street Quality Growth Fund sub-advisory fee
Account minimum: $100,000 Fee-only: Annual advisory fees between 0.25% and 1.00% depending on strategy; fees may be negotiable; no separate financial planning fees charged.
Main office
See office14471 Big Basin Way, Suite E
Saratoga CA 95070
Advisors at this office
13
Offices (3)
Most active in
Alabama · Arizona · California · Colorado · Connecticut · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Louisiana · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · Ohio · Oklahoma · Oregon · Pennsylvania · South Carolina · South Dakota · Tennessee · Texas · Utah · Virginia · Washington · West Virginia · Wisconsin
Also doing business as
Saratoga Research & Investment Management · Tanner & Associates Asset Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Joseph P
CFA®, Series 65
Saratoga, CA
Saratoga Research & Investment Management
Joseph Pollard is a CFA® charterholder with 12 years of industry experience, currently serving as an advisor at Saratoga Research & Investment Management since 2013. He holds a Series 65 license and is based in Saratoga, CA. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and registered investment companies. The firm focuses on long-only, concentrated large-cap equity portfolios, employing a four-step process that combines quantitative screening with qualitative analysis and dual valuation techniques.
Marc C
CFP®, CFA®, Series 65
Saratoga, CA
Saratoga Research & Investment Management
Marc Crosby is a financial advisor at Saratoga Research & Investment Management with 13 years of industry experience. He holds the CFP®, CFA®, and Series 65 credentials and has been with Saratoga Research & Investment Management since 2011. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and registered investment companies. The firm employs a long-only, concentrated large-cap equity approach using a four-step process that combines quantitative screening, qualitative analysis, and dual valuation techniques.
Mark M
CFP®, Series 63, Series 65
Saratoga, CA
Saratoga Research & Investment Management
Mark Mcclenahan is a CFP® with 23 years of industry experience, currently serving at Saratoga Research & Investment Management since 2013. He holds Series 63 and Series 65 licenses and is based in Saratoga, California. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, and various institutional clients such as pension plans, endowments, and registered investment companies. The firm employs a long-only, concentrated large-cap equity approach using quantitative screening and qualitative analysis, managing approximately $2.5 billion across about 2,800 clients with a team of 12 advisors.
George W
Series 65
Salinas, CA
Saratoga Research & Investment Management
George Wehrfritz is a financial advisor at Saratoga Research & Investment Management with 16 years of industry experience. He holds a Series 65 designation and has been with Saratoga Research & Investment Management since 2009. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, and various institutional clients such as pension plans, endowments, and registered investment companies. The firm employs a long-only, concentrated large-cap equity approach using quantitative and qualitative analysis, managing approximately $2.5 billion across about 2,800 clients.
James T
Series 63, Series 65
Saratoga, CA
Saratoga Research & Investment Management
James Tanner is a financial advisor at Saratoga Research & Investment Management with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with the firm since 1995. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and registered investment companies. The firm focuses on long-only, concentrated large-cap equity portfolios using a four-step process combining quantitative screening, qualitative analysis, and dual valuation techniques.
Shoichi S
Series 65
Saratoga, CA
Saratoga Research & Investment Management
Shoichi Sato is a financial advisor at Saratoga Research & Investment Management with 14 years of industry experience. He holds a Series 65 designation and has been with Saratoga Research & Investment Management since 2011. Saratoga Research & Investment Management is an SEC-registered multi-advisor investment firm managing approximately $2.5 billion for over 2,500 clients. The firm specializes in discretionary, long-only large-cap equity strategies and serves a diverse client base including high-net-worth individuals, retirement plans, and institutions, with a focus on high-quality, low-leverage companies through a structured investment process.
Philip S
CFA®, Series 65
Saratoga, CA
Saratoga Research & Investment Management
Philip Spencer is a CFA® charterholder with 16 years of industry experience. He has been with Saratoga Research & Investment Management since 2009. Saratoga Research & Investment Management offers discretionary portfolio management to individuals, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and registered investment companies. The firm employs a long-only, large-cap equity strategy using a four-step process combining quantitative screening, qualitative analysis, and dual valuation methods, managing approximately $2.5 billion across about 2,800 clients.
Matthew C
CFA®, Series 65
Saratoga, CA
Saratoga Research & Investment Management
Matthew Casas is a CFA® charterholder with 13 years of industry experience. He has worked at Saratoga Research & Investment Management since 2011. Saratoga Research & Investment Management provides discretionary portfolio management primarily to individuals, including high-net-worth clients, and various institutional clients. The firm employs a long-only, large-cap equity investment approach using quantitative and qualitative analysis, managing approximately $2.5 billion across separately managed accounts, mutual fund sub-advisory, and model portfolios.
Andrew E
Series 65
Saratoga, CA
Saratoga Research & Investment Management
Andrew Early is a financial advisor at Saratoga Research & Investment Management with seven years of industry experience. He holds a Series 65 designation and has been with Saratoga Research & Investment Management since 2017. Prior to his current role, he spent a year working at JDog Junk Removal. Saratoga Research & Investment Management is an SEC-registered multi-advisor firm managing approximately $2.5 billion for over 2,500 clients. The firm offers discretionary, long-only separately managed accounts focused on large-cap equity strategies and serves a diverse client base, including high-net-worth individuals, retirement plans, foundations, and corporations.
Matthew K
Series 65
Saratoga, CA
Saratoga Research & Investment Management
Matthew Keating is a financial advisor with Saratoga Research & Investment Management. He holds a Series 65 credential and has six years of industry experience. Prior to joining Saratoga Research & Investment Management in 2019, he worked at Apple for seven years. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, and various institutional clients such as pension plans, endowments, foundations, and corporations. The firm employs a long-only, concentrated large-cap equity strategy characterized by a four-step investment process and manages approximately $2.5 billion across roughly 2,800 clients.
Tracey D
Series 65
Ponte Vedra, FL
Saratoga Research & Investment Management
Tracey Devine is a financial advisor at Saratoga Research & Investment Management with nine years of industry experience. She holds a Series 65 designation and previously worked at SunTrust Advisory Services and SunTrust Bank. Saratoga Research & Investment Management offers discretionary portfolio management to individuals, including high-net-worth clients, and a variety of institutional clients. The firm employs a long-only, concentrated large-cap equity strategy using quantitative and qualitative analysis, managing approximately $2.5 billion across about 2,800 clients.
Tierney B
CFP®, Series 65
Saratoga, CA
Saratoga Research & Investment Management
Tierney Bosset is a CFP® and holds a Series 65 license with three years of industry experience. She has been with Saratoga Research & Investment Management since 2019, following a brief tenure at Mutual Advisors, LLC. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, as well as various institutional clients such as pension plans, endowments, and registered investment companies. The firm employs a long-only approach focused on large-cap equities, using a structured process that combines quantitative screening with qualitative analysis and dual valuation techniques.
Mathew S
Series 63, Series 65
Saratoga, CA
Saratoga Research & Investment Management
Mathew Spencer is a financial advisor at Saratoga Research & Investment Management with 11 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at JMP Securities LLC for five years before joining Saratoga Research & Investment Management in 2019. Saratoga Research & Investment Management provides discretionary portfolio management primarily through separately managed accounts to individuals, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and charitable organizations. The firm employs a long-only, concentrated large-cap equity strategy using a four-step process that combines quantitative screening, qualitative analysis, and dual valuation techniques.
Robert M
CFA®
Saratoga, CA
Saratoga Research & Investment Management
Robert Meng is a CFA® charterholder with 11 years of industry experience. He has been with Saratoga Research & Investment Management since 2014. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and registered investment companies. The firm employs a long-only, concentrated large-cap equity approach using a structured process combining quantitative and qualitative analysis, managing approximately $2.5 billion across about 2,800 clients.
Kevin T
Series 63, Series 65
Saratoga, CA
Saratoga Research & Investment Management
Kevin Tanner is a financial advisor with Saratoga Research & Investment Management, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Saratoga Research & Investment Management since 1995. Saratoga Research & Investment Management is an SEC-registered multi-advisor firm managing approximately $2.5 billion for over 2,500 clients. The firm focuses on discretionary, long-only large-cap equity strategies and serves high-net-worth individuals, retirement plans, foundations, corporations, registered investment companies, and pooled vehicles, offering model portfolios and sub-advisory services.
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