Saubel Financial Group
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$17,633,219
Clients
106
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
106
Very HighAverage account size
$166,351
About
Saubel Financial Group is a state-registered independent advisory firm that serves individuals, high-net-worth individuals, small businesses, trusts, and estates, offering discretionary portfolio management and comprehensive financial planning. Financial planning engagements are delivered on an hourly or fixed-fee basis and cover topics such as retirement strategy, college planning, life insurance review, tax reduction strategies, and estate preservation.
The firm manages client portfolios using a mix of mutual funds, equities, fixed income, ETFs (including precious metals), Treasury inflation-protected securities, and non-U.S. securities, applying cyclical, fundamental, modern portfolio theory, and quantitative analysis. Accounts are managed on a discretionary basis, reviewed at least annually by the firm’s sole advisor, and held at a single custodian (Altruist), with an elective fully paid securities lending option available to clients.
The brochure discloses that the principal also earns external compensation as a licensed insurance agent and may implement or recommend insurance and annuity products as part of planning, a potential conflict of interest addressed through disclosure and fiduciary procedures. The firm’s combination of insurance sales activity, explicit coverage of multiple financial planning topics, and use of an elective securities lending program are features that are less common among similarly sized independent, solo-advisor firms.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
College savings (529s, UTMA, etc.)
Life insurance needs analysis
General retirement planning
Tax strategies for small businesses
Fee options
Up to $10,000 depending on complexity
$0 - $250,000: 1.50% $250,001 - $750,000: 1.25% $750,001 - $1,250,000: 1.00% $1,250,001 - $3,000,000: 0.75% $3,000,001+: 0.50%
Up to $450 per hour
Fee-only: Hourly fees up to $450/hour; Fixed fees up to $10,000 per plan
Main office location
Saubel Financial Group
York PA, United States
Number of offices
1
Most active in
Saubel Financial Group has reported serving >5 clients in these states in the last 12 months.
New Jersey · Pennsylvania · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through — whether you ultimately need an advisor or not.
Warmer helps you compare advisors clearly — so you can choose with confidence.
Discover
Compare top advisor firms by metric, firm size, and location.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")