Vero Beach, FL Office

SAX Wealth Advisors provides investment management, comprehensive financial planning, and wealth-management services to a mix of individual clients (including high-net-worth individuals), qualified retirement plans, trusts, charitable organizations, corporations and small businesses. The firm also offers employee benefit plan consulting, specialized consulting on outside managers, and advisory services tied to real estate exchanges, private pooled funds, and other alternative investments.

The firm’s investment approach is rooted in long-term, evidence-based asset-allocation strategies implemented largely with low-cost, passively managed mutual funds and ETFs, and documented in client investment policy statements. SAXWA supplements core portfolios with customized fixed-income ladders, third‑party sub-advisers, model portfolios, and a third‑party platform to monitor and tax‑efficiently manage held‑away retirement and education accounts, using tools such as Monte Carlo analysis for planning.

Notable features in the brochure include a securities‑backed lending program offered through SyntheticFi that uses box‑spread option structures, a formal 1031 exchange/DST advisory practice (including due diligence on Delaware Statutory Trusts) and discretionary advisement of private funds that invest in alternative and illiquid assets. The firm is affiliated with an accounting firm and an investment‑banking affiliate, discloses related conflicts of interest (including referral and tax‑service relationships), reports using promoter/referral arrangements with WealthRamp and Harness Wealth, and generally does not vote client proxies unless required or delegated to a sub‑adviser.