Suttons Bay, MI Office

Saxony Capital Management provides portfolio management and financial planning to individuals (including high‑net‑worth clients) and to institutional clients such as retirement plans, trusts, charitable organizations and corporations. The firm operates a multi‑team model with 38 advisors serving several hundred client relationships across multiple offices and also offers third‑party advisory and annuity referral services.

The firm offers discretionary asset management accounts alongside hourly or flat‑fee financial planning and consulting, and it conducts due diligence on third‑party managers it places clients with. Investment methods include charting, fundamental, technical and cyclical analysis, and the firm permits strategies such as options, margin and short‑term trading; it also uses a sub‑advisor that deploys quantitative, fundamental and technical model‑based strategies.

Distinctive features disclosed in the brochure include affiliations with an in‑house broker‑dealer and an insurance agency, an expense‑sharing arrangement, and advisors who may be dually registered — arrangements the firm identifies as potential sources of referral or commissions and platform fee retention. The firm recently transitioned ownership and leadership to its independent advisor representatives and previously participated in an SEC settlement related to mutual fund share‑class selection (resulting in a consent order and disgorgement), and it states it blocks and credits 12b‑1 fees back to clients.