Schabell Financial, LLC

The firm provides discretionary portfolio management and stand‑alone financial planning to individual investors, high‑net‑worth individuals, legal entities (such as trusts and corporations), and may serve as a sub‑advisor to other RIAs. It recently commenced advisory operations in Illinois and currently reports no assets under management.

Its investment approach is long‑term, goals‑based wealth management implemented primarily through broadly diversified, low‑cost funds with tailored asset allocation, periodic rebalancing, and the occasional use of individual equities or fixed‑income securities when suitable. The firm documents client objectives and risk tolerance, uses fundamental analysis and portfolio construction/risk models, and applies tax‑aware techniques and modest tactical tilts as appropriate.

Noteworthy differences from many peers include the managing member’s multiple outside business activities — including ownership of a tax preparation business and a software/data‑consulting practice — and full‑time employment outside the advisory firm, which the brochure discloses can limit the time available for advisory duties and creates potential conflicts managed by firm policies. The firm also highlights that planning services are offered as a separate engagement and that tax information from separately contracted tax services may be incorporated into investment decisions with client consent and disclosed mitigation procedures.